Find the right private student loan for you.
Get ready for the upcoming school year with a PNC Solution Loan, a private student loan designed to fill the gap when government loans and financial aid don't cover all of your expenses.
Enjoy the benefits of having an undergraduate loan with PNC:
Enjoy the benefits of refinancing with PNC.
Whether you’re a student or the parent of a student, your college planning should include an understanding of the various types of financial aid that may be available to help you manage college costs. This article provides insights into the basic types of financial aid.
4 min read
The first step toward achieving your financial goals is having a clear idea of what you want. Then put a plan into place and stick to it.
3 min read
Learning how to budget and save while in college can help students build good financial habits for life. PNC shares proven budgeting and saving tips.
3 min read
Knowing where your money stands can empower you to manage your money more wisely and feel confident about your financial well-being.
Calculate Your Expenses »
Loans are subject to credit approval. Certain restrictions and conditions apply. You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private loan.
Automated Payment Discount: During repayment, an interest rate discount of 0.50% is available for automated payments. Borrower must be making scheduled payments that include both principal and interest. Interest-only payments do not qualify. Advertised rates include the 0.50% automated payment interest rate discount. The rate discount will be applied at the time automated payment is established. If automated payment is discontinued at any time, the discount will be removed and the rate will increase by 0.50%.
Cosigner Release: Requires that the borrower has made at least forty-eight (48) consecutive timely payments of principal and interest with no periods of interruption within that 48-month timeframe. To qualify, the borrower must submit a request, meet the consecutive, timely payment requirements, provide proof of income and pass a credit check.
Application: When applying, you will be transferred to the website of our service provider. A list of information required to complete your application will be provided during the application process. Solution Loan Limits: Annual maximum: $50,000. Maximum aggregate educational debt (including federal and private student loans): $225,000. Education Refinance Loan maximum: $75,000.
Refinancing: Refinancing at a longer repayment term may lower the borrower’s monthly student loan payments, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase the borrower’s monthly student loan payments, but may lower the total interest paid over the life of the loan.
Certain Federal Benefits Will Be Lost or Not Available: If you refinance your federal loans through this PNC Education Refinance Loan, you will lose or not be able to select other payment plans available to federal student loan borrowers, such as income-contingent repayment or income-based repayment. In addition, federal student loans offer deferment, forbearance and loan forgiveness options that may not be available under a PNC Education Refinance Loan. Please compare your current benefits with this program to ensure any loss of existing benefits is fully understood.
*Solution Loan and Education Refinance Loan Rates: Displayed rates are available to well-qualified applicants who choose the immediate repayment option (for the Solution Loan) at a 5-year repayment term and establish automated payment. Other rates may be applicable for other repayment terms and repayment options (for the Solution Loan). Your actual APR will be based upon multiple factors. For more details and to access important rate & product information, visit the loan product pages: Undergraduate, Graduate, Health & Medical Professions, Health Residency, Bar Study, Education Refinance Loan.
PNC does not provide accounting, tax or legal advice. Financial literacy content and interactive calculators are provided for educational, informational and illustrative purposes only. The utilization of calculators and any results displayed do not represent an offer or solicitation for a product or service by PNC Bank or its affiliates. PNC does not guarantee the accuracy or applicability of these resources to your circumstances. Please consult a financial, tax or legal advisor regarding your specific situation.
PNC Solution Loan is a registered mark of The PNC Financial Services Group, Inc.
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.