401(k) & 403(b) Plans

Part of Your Retirement Strategy

Don’t overlook the opportunity to pair your employer-sponsored plan with an IRA, to help maximize your investments for retirement. PNC Investments can help you assess your retirement planning options and determine what account type may be appropriate to meet your goals.

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Key Features

Employer Contribution

Many employers will match a portion of your 401(k) or 403(b) contributions; try to take advantage of this benefit whenever possible

Tax Benefits

Employer-sponsored plan earnings accumulate tax-free for retirement until they're withdrawn

Pair With an IRA

Using both an employer-sponsored plan and an IRA provides the opportunity to invest more for your retirement

Overview

Defined contribution retirement plans, such as 401(k) and 403(b) plans, are retirement savings vehicles funded by employee contributions and, oftentimes, matching employer contributions. If your employer offers a defined contribution plan, you should try to take full advantage of it.

Features and Benefits

  • Contributions are generally made before taxes
  • Many employers will match a portion of employee contributions
  • Eligibility and plan guidelines are established by the employer
  • Assets can be invested in a variety of mutual funds
  • Earnings accumulate tax-free until withdrawn

Important Legal Disclosures and Information

This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC Investments and its affiliates and vendors do not provide legal, tax or accounting advice.

Important Investor Information: Brokerage and insurance products are:

Not FDIC Insured • Not Bank Guaranteed • Not A Deposit
Not Insured By Any Federal Government Agency • May Lose Value

Securities products, brokerage services and managed account advisory services are provided by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and member FINRA, and SIPC. Annuities and other insurance products are offered through PNC Insurance Services, LLC, a licensed insurance agency.

This material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.

PNC Investments does not guarantee the performance of any investment. Investing results may vary. Investments may lose money. Diversification and asset allocation may not prevent a loss of investment.

PNC Investments LLC, PNC Insurance Services, LLC and PNC Bank, National Association are each affiliated with The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC.