Personal Banking Services

Deposit Services

PNC Wealth Management offers our high-net-worth clients Performance Select Checking - PNC Bank's highest performing checking account.

With This Account, You'll Gain A Premium Account With Enhanced Benefits, Along With These Many Banking Services:

  • A dedicated Private Banker
  • Earn interest on balances of $2,000 or more
  • PNC Bank Visa® Debit Card
  • Free PNC and non-PNC ATM transactions including unlimited reimbursement of non-PNC ATM surcharges
  • Up to 8 free personal checking, savings or money market accounts
  • Free domestic wire transfers
  • Earn cash back with PNC Purchase Payback[1]
  • Free overdraft protection set-up[2]
  • Interest rate discounts on PNC Bank loans and lines of credit[2]
  • Annual fee savings on consumer home equity and consumer personal line of credit accounts[3]
  • Bonus rates on selected CDs and IRAs
  • Free American Express Travelers Cheques
  • Free PNC Cashier's Checks
  • Free ATM statements
  • Free Stop Payments
  • Identity Theft Reimbursement Insurance up to $10,000[4]
  • $100 Annual fee discount on Safe Deposit Box

Avoid The $25 Month Service Fee When You Meet ONE Of The Following Requirements:

$5,000 average monthly balance in checking including linked checking accounts[5]
-- OR --
$25,000 combined average monthly balance[5]in checking savings, money market and investments

Online Banking At PNC

Once your account is established, you can access your funds online anytime using PNC Bank Online Banking wherever you have an internet connection. Transfer funds to your PNC Bank deposit accounts[6]at your discretion pay bills easily, manage your banking accounts, and view your wealth management accounts.

  1. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you received offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.
  2. Overdraft protection must be tied to an approved PNC Bank line of credit, or a PNC Bank checking, savings or money market account. Lines of credit are subject to applicable Account Agreement and subject to credit approval.
  3. Discounts only available as long as payments are set up for automatic deduction from a PNC Checking account. The removal of any discount, such as auto deduction or employee, will increase the rate.
  4. Covers up to $10,000 out of pocket expenses incurred to regain your identity and to repair your credit. Certain restrictions and deductibles apply. See the Summary Description of Benefits for the Personal, Internet and Identity Coverage Master Policy for details. Coverage applies to Primary Checking account only, not to additional checking, savings or money market accounts.
  5. PNC deposit accounts include consumer checking, savings, money market, certificate of deposit and retirement certificate of deposit. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of ten (10) linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. Customer must request account be linked to receive relationship benefits.
  6. A federal regulation limits the number of transfers that may be made from a savings or money market account.  Please see our Consumer Schedule of Service Charges and Fees for additional information.

PNC Purchase Payback is a registered mark of The PNC Financial Services Group.Please refer to the PNC Bank Consumer Schedule of Service Charges and Fees for more information.

Credit Solutions

Secured Loans

Home Equity Installment Loan[7]
If you prefer to borrow an exact dollar amount, an installment loan allows you to pay a fixed rate of interest over the entire term of the loan.

Home Equity Line of Credit[7]
A Home Equity Line of Credit is available when needed, and you pay interest at a variable rate only on the amount utilized. To access your line, write checks or transfer money to other accounts using Internet Banking. You may choose a Home Equity Line of Credit with an interest-only or principal and interest payment option during the draw period.

Leveraging Assets Under Management[7]
You can also establish a secured loan by leveraging portions of your portfolio under management. Stocks, bonds or other assets can act as collateral without having to liquidate those assets (which can have tax and long-term investment consequences) to solve a credit need. PNC Wealth Management offers several options for structuring this type of loan that balance your risk tolerance and long-term objectives.

Unsecured Loans

Personal Lines of Credit[7]
If you prefer not to link your assets to your borrowing needs, we offer unsecured lines of credit that are created independent of your wealth management portfolios or real estate holdings. These personal lines of credit can provide access to ongoing cash requirements.

PNC Wealth Management®

1-888-762-6226
M-F: 7 am to 10 pm ET
Sat & Sun: 8 am to 5 pm ET

Wealth Management Office Locations »
Request Contact »

Important Legal Disclosures and Information

  1. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in PNC Purchase Payback. Whether you received offers may depend on using your PNC Visa Card, or where you use your PNC Visa card to make purchases. Not everyone will get the same offer.

  2. Overdraft protection must be tied to an approved PNC Bank line of credit, or a PNC Bank checking, savings or money market account. Lines of credit are subject to applicable Account Agreement and subject to credit approval.

  3. Discounts only available as long as payments are set up for automatic deduction from a PNC Checking account. The removal of any discount, such as auto deduction or employee, will increase the rate.

  4. Covers up to $10,000 out of pocket expenses incurred to regain your identity and to repair your credit. Certain restrictions and deductibles apply. See the Summary Description of Benefits for the Personal, Internet and Identity Coverage Master Policy for details. Coverage applies to Primary Checking account only, not to additional checking, savings or money market accounts.

  5. PNC deposit accounts include consumer checking, savings, money market, certificate of deposit and retirement certificate of deposit. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of ten (10) linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. Customer must request account be linked to receive relationship benefits.

  6. A federal regulation limits the number of transfers that may be made from a savings or money market account.  Please see our Consumer Schedule of Service Charges and Fees for additional information.

  7. Loans and Lines are subject to credit approval. Property insurance is required for all home equity   loans and lines of credit. Annual Percentage Rates vary depending upon Loan to Value Ratio (LTV), amount borrowed and term. Offer may be modified or discontinued without prior notice and may vary by market.

The PNC Financial Services Group, Inc. (“PNC”) uses the name PNC Wealth Management® to provide investment and wealth management, fiduciary services, FDIC-insured banking products and services and lending of funds through its subsidiary, PNC Bank, National Association (“PNC Bank”), which is a Member FDIC, and uses the name PNC Wealth Management® to provide certain fiduciary and agency services through its subsidiary, PNC Delaware Trust Company.  Securities products, brokerage services and managed account advisory services are offered by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and member of FINRA and SIPC.  Insurance products may be provided through PNC Insurance Services, LLC, a licensed insurance agency affiliate of PNC, or through licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate may receive compensation if you choose to purchase insurance through these programs.  A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates.  PNC does not provide legal, tax or accounting advice and does not provide services in any jurisdiction in which it is not authorized to conduct business.  PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Act").  Investment management and related  products services provided to a “municipal entity” or “obligated person” regarding "proceeds of municipal securities" (as such terms are defined in the Act) will be provided by  PNC Capital Advisors, LLC, a wholly-owned subsidiary of PNC Bank and SEC registered investment adviser.

 

"PNC Wealth Management" and "PNC Wealth Insight" are registered trademarks of The PNC Financial Services Group, Inc.

 

Investments:  Not FDIC Insured.  No Bank Guarantee.  May Lose Value.

Insurance:  Not FDIC Insured.  No Bank or Federal Government Guarantee.  Not a Deposit.  May Lose Value.