With This Account, You'll Gain A Premium Account With Enhanced Benefits, Along With These Many Banking Services:
Once your account is established, you can access your funds online anytime using PNC Bank Online Banking wherever you have an internet connection. Transfer funds to your PNC Bank deposit accountsat your discretion pay bills easily, manage your banking accounts, and view your wealth management accounts.
PNC Purchase Payback is a registered mark of The PNC Financial Services Group.Please refer to the PNC Bank Consumer Schedule of Service Charges and Fees for more information.
Home Equity Installment Loan
If you prefer to borrow an exact dollar amount, an installment loan allows you to pay a fixed rate of interest over the entire term of the loan.
Home Equity Line of Credit
A Home Equity Line of Credit is available when needed, and you pay interest at a variable rate only on the amount utilized. To access your line, write checks or transfer money to other accounts using Internet Banking. You may choose a Home Equity Line of Credit with an interest-only or principal and interest payment option during the draw period.
Leveraging Assets Under Management
You can also establish a secured loan by leveraging portions of your portfolio under management. Stocks, bonds or other assets can act as collateral without having to liquidate those assets (which can have tax and long-term investment consequences) to solve a credit need. PNC Wealth Management offers several options for structuring this type of loan that balance your risk tolerance and long-term objectives.
Personal Lines of Credit
If you prefer not to link your assets to your borrowing needs, we offer unsecured lines of credit that are created independent of your wealth management portfolios or real estate holdings. These personal lines of credit can provide access to ongoing cash requirements.
7. Loans and Lines are subject to credit approval. Property insurance is required for all home equity loans and lines of credit. Annual Percentage Rates vary depending upon Loan to Value Ratio (LTV), amount borrowed and term. Offer may be modified or discontinued without prior notice and may vary by market.
The PNC Financial Services Group, Inc. (“PNC”) uses the name PNC Wealth Management® to provide investment and wealth management, fiduciary services, FDIC-insured banking products and services and lending of funds through its subsidiary, PNC Bank, National Association (“PNC Bank”), which is a Member FDIC, and uses the name PNC Wealth Management® to provide certain fiduciary and agency services through its subsidiary, PNC Delaware Trust Company. Securities products, brokerage services and managed account advisory services are offered by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and member of FINRA and SIPC. Insurance products may be provided through PNC Insurance Services, LLC, a licensed insurance agency affiliate of PNC, or through licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate may receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates. PNC does not provide legal, tax or accounting advice and does not provide services in any jurisdiction in which it is not authorized to conduct business. PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Act"). Investment management and related products services provided to a “municipal entity” or “obligated person” regarding "proceeds of municipal securities" (as such terms are defined in the Act) will be provided by PNC Capital Advisors, LLC, a wholly-owned subsidiary of PNC Bank and SEC registered investment adviser.
"PNC Wealth Management" and "PNC Wealth Insight" are registered trademarks of The PNC Financial Services Group, Inc.
Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.
Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. Not a Deposit. May Lose Value.