PNC Wealth Management® understands the unique challenges faced by families of wealth. That's why we offer dedicated Private Banking solutions and individualized support to help you achieve your goals - from managing assets to growing and preserving wealth for generations to come.
Your Banking Advisor will coordinate with a team of professionals to provide you with personalized service, tailored to the unique financial needs of you and your family.
Real estate financing can be a key component to building and managing your wealth. Our experienced Wealth Management Banking Advisors and Mortgage Loan Officers will provide personalized service and advice for selecting an option that aligns to your financial objectives – taking into account cash flow management, expected time in the home and potential tax efficiencies.
We offer a variety of financing solutions for primary homes, vacation properties and investment real estate. Our broad range of fixed and adjustable-rate mortgage (ARM) options allow you to align the tenor and payment structure of the mortgage to your financial objectives, including:
In addition, you can receive a relationship discount on your mortgage rate if you hold aggregate deposit and investment management assets of at least $500,000 with PNC Wealth Management or Hawthorn.
Your home’s equity provides an opportunity to conveniently fund home improvements or a child’s college education, and can also provide peace of mind for unexpected expenses down the road.
PNC Home Equity Lines of Credit feature convenient interest-only or principal-and-interest payment options.
This versatile, cost-effective and potentially tax-efficient borrowing strategy gives you the liquidity you need for a wide range of situations.
An SBL can be established at no cost, and you can draw on funds any time you need them. You only pay interest on what you use, when you use it, and you can pay down your balance at any time without a penalty.
Establishing a securities-based line of credit can offer liquidity for a variety of needs, including:
You've been smart with your money, investing wisely for your future. By tapping a securities-based line of credit, you have the flexibility to take advantage of that wealth, without impacting your future.
Banking with PNC Wealth Management or Hawthorn means you have access to experienced professionals across the bank who can work with you to structure a custom solution to fit your unique situation, including:
Markets & Economy
A securities-based line of credit helps provide liquidity without disrupting your investment strategy.
4 min read
Transferring Family Wealth
A securities-based loan may be an effective tool in transferring wealth to future generations, often in a tax advantaged way.
3 min read
Markets & Economy
There are many considerations to weigh when structuring debt as part of a tax efficient strategy.
4 min read
Earning the privilege to be your trusted advisor is not something we take lightly. So no matter where you are in life, we are committed to helping you make decisions today that will shape the future you want tomorrow.
A supported mobile device is needed to use Mobile Banking. Standard message and data rates may apply.
Please consult your tax advisor.
PNC Wealth Management Jumbo Mortgage Relationship offer may be modified or discontinued at any time. To be eligible, you must have or establish a PNC Wealth Management investment and/or deposit account with that required asset balance or provide confirmation that you have initiated the transfer of the necessary funds to meet the minimum. PNC reserves the right to withdraw future availability of this program based on past relationship performance.
PNC does not provide legal, tax or accounting advice. Please consult your tax advisor. Credit subject to approval.
Aircraft financing is provided by PNC Aviation Finance, a division of PNC Equipment Finance, LLC
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
Carrier fees for data usage may apply.
Interest-Only payments pay only the accrued interest on the loan each month, and do not reduce the principal balance. When fully amortizing payments become due, monthly payments could increase substantially above the initial Interest-Only payment amount. Please read all product disclosures carefully for complete details of loan features. A pre-payment penalty may apply. If a reduced documentation option is used to qualify for financing, this may result in higher costs and/or an increased interest rate. Terms and conditions of the offer subject to change without notice.
Rate may increase after settlement.
PNC is a registered service mark of The PNC Financial Services Group, Inc. (“PNC”). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
The PNC Financial Services Group, Inc. (“PNC”) uses the marketing name PNC Wealth Management® to provide investment consulting and wealth management, fiduciary services, FDIC-insured banking products and services, and lending of funds to individual clients through PNC Bank, National Association (“PNC Bank”), which is a Member FDIC, and to provide specific fiduciary and agency services through PNC Delaware Trust Company or PNC Ohio Trust Company. PNC does not provide legal, tax, or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement. PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act.
“PNC Wealth Management,” is a registered mark of The PNC Financial Services Group, Inc.
Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we are required by Federal law to ask for your name, street address, date of birth (for natural persons) and other information as required to identify you. This may include a request or requests for confirmatory information such as presentation of your driver’s license and/or other document(s).
Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.
Insurance: Not FDIC Insured. No Bank or Federal Government Guarantee. Not a Deposit. May Lose Value.
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.