Verified by Visa

Peace of Mind when Shopping Online Starts Here

Protect your PNC Bank Visa® Debit Card and Credit Card online purchases with Verified by Visa. This free, simple-to-use service confirms your identity with an extra password when you make an online purchase. There's no need to download anything or install any software, and there is no service charge. Verified by Visa is just one more way that PNC Bank is committed to the security of your account(s).

How it Works

Step 1: Shop at participating online merchants

Look for online merchants that display the Verified by Visa symbol -- it's your assurance that your transaction will have an added layer of protection.

Step 2: Activate Verified by Visa while you shop

It's quick and easy! If you haven't already activated Verified by Visa for your PNC Bank Visa Debit Card or Credit Card, you'll be prompted to during the checkout process at participating online merchants. You'll be asked to verify your identity and create your unique Verified by Visa password for each card, that's it! You are done!

Once your card has been activated, your card number will be recognized whenever you shop at a participating Verified by Visa merchant. Simply enter your password in the Verified by Visa window and your identity will be verified to ensure a secure transaction. For merchants that are not yet participating in Verified by Visa, don't worry, your Visa card will continue to work as usual.

For a list of participating online stores, visit the Places to Shop.

Step 3: Enjoy enhanced security

Look for the Verified by Visa symbol so you know where to shop online with extra security. Be sure to activate all your Visa Debit Cards and Credit Cards for added peace of mind -- no matter how you choose to pay.

Frequently Asked Questions

About the Service

What is Verified by Visa?Verified by Visa is a service developed by Visa to validate your identity when you use your PNC card for online purchases at participating merchants.

Who can register for Verified by Visa? Anyone with a PNC Visa personal credit or debit card. Business credit or debits cards and all corporate cards are not eligible for registration in Verified by Visa.

What is Verified by Visa?Verified by Visa is a service developed by Visa to validate your identity when you use your PNC card for online purchases at participating merchants.

Who can register for Verified by Visa?Anyone with a PNC Visa personal credit or debit card. Business credit or debits cards and all corporate cards are not eligible for registration in Verified by Visa.

What is the benefit for consumers?Verified by Visa provides added assurance when using your Visa card to make purchases online. You can be sure that any online merchant using the Verified by Visa security system is a legitimate commercial entity.

Is my personal information safe and secure?Yes. Your information is transmitted using a high level of encryption and is stored on a secure server.

Does Verified by Visa cost me anything?No. There are no costs associated with this service.

What happens when my PNC card expires?When you are re-issued a new Visa card due to expiration, the Verified by Visa service is automatically updated with your new card information. You do not need to re-register in order to continue using the Verified by Visa service.

What happens if I cancel or lose my PNC card and then get a new one with a different account number?You will need to register the new card in the Verified by Visa service.

I don't shop online much, should I still register my card for Verified by Visa?Yes, even if you don't currently shop online, you should register your card with Verified by Visa. If your card is registered with Verified by Visa and you lose your card or if someone attempts to make a purchase using your account number they will not be able to make purchases at participating Verified by Visa merchants. Without your password the transaction will not be approved.

Important Information and Disclosures

  1. Visa is a registered trademark of Visa International Service Association and used under license.

  2. Bank deposit products and services provided by PNC Bank, National Association. Member FDIC