Your Business Checking Preferred Account Has Been Transferred to Treasury Enterprise Plan

We have enhanced our products to better meet your needs.

 

PNC is constantly exploring ways to enhance your experience with us. By simplifying our account offerings, we will be better able to serve your banking needs and provide you with options to manage your cash flow. 

On January 17, 2020, PNC transferred your Business Checking Preferred account to Treasury Enterprise Plan, unless you recently requested your account to be changed to a different account prior to that date.

All transferred accounts kept the same account number and continue to use the same checks. Previously authorized payments and deposits to the account will continue, as well as preauthorized bill payments and transfers.

A detailed conversion packet was mailed to you in November 2019. It included the features, benefits and pricing for the account you have been transferred to.

The Monthly Account Maintenance Fee will be waived for your first statement cycle following the transfer. 

For questions related to your account or to discuss your options:

Meet With Us at a PNC Branch
Schedule an appointment


Call Us
Call 1-877-BUS-BNKG
(1-877-287-2654)

Monday – Friday: 7 a.m. – 10 p.m. ET
Saturday & Sunday: 8 a.m. – 5 p.m. ET

Learn More
Frequently Asked Questions »

PNC Treasury Enterprise Plan: Features & Benefits

The Treasury Enterprise Plan is a Business Banking and Treasury Management checking services package for Analysis Business Checking accounts.

2,500*

Monthly transactions at no charge

Based on the aggregated volume of deposits, deposited items, paid items and ACH credits and debits received

Fee for each additional transaction over 2,500:

$0.50

$50,000*

Monthly cash deposit volume at no charge

For cash deposited over-the-counter, in the night depository or via Quick Deposit

Fee for additional cash deposited over $50,000:

$0.25 per $100

$50

Monthly Account Maintenance Fee

See ways to avoid this fee below

Up to 4 additional business checking accounts

At no charge

Two investment options for excess cash

Premium Business Money Market account
OR
Business Sweep account
with no monthly account maintenance fee

Treasury Enterprise Information Reporting

No charge
for base PINACLE® Express



2 Ways to Avoid the Monthly Account Maintenance Fee:

Each month the PNC business checking account will be automatically reviewed to see if it qualifies to avoid the account maintenance fee by meeting ONE of the following two conditions:

Maintain $30,000* Average Monthly Collected Balance in this account.

OR

Maintain a combined Average Monthly Collected Balance of $30,000* in the Master and up to four additional beneficiary business checking accounts.

The monthly statement cycle review checks both options above to determine if one of them was met to avoid the monthly account maintenance fee - you do not need to choose one option or qualify in the same manner each cycle to avoid the fee.


* The monthly average collected balance, transaction, and cash deposited volumes are aggregated for the master and up to 4 beneficiary checking accounts (if applicable) to determine total maintenance fee, transaction and cash deposit fee amounts.

An Earnings Credit[1] is also applied to average monthly collected balances in excess of $50,000 to reduce or offset certain other fees. Fees will be charged as listed in the current fee schedule unless an Earnings Credit is applied to reduce or offset the fee.

An Account Balance Fee is also assessed to cover various expenses incurred by PNC for servicing deposit accounts. The Account Balance Fee will appear in the Analyzed Charges section of your monthly analysis statement and is assessed monthly on the average ledger balance in the account (per $100) and may be offset by Earnings Credit. The Account Balance Fee is variable and subject to change without notice.Accounts being transferred will keep the same account number and continue to use the same checks. Previously authorized payments and deposits to the account will continue, as well as preauthorized bill payments and transfers.

Additional Notes About Your Account Transfer

  • All accounts transferred kept the same account number and continue to use the same checks. Previously authorized payments and deposits to the account will continue, as well as preauthorized bill payments and transfers.
  • The Monthly Account Maintenance Fee will be waived for your first statement cycle following the transfer. Review more details about when the Monthly Account Maintenance Fee and service charges will begin for your account.
  • Cash Flow Insight will no longer be included with your account at no charge.
    • Cash Flow Insight® – Base (Spend Analysis Timeline, Trend, Cash In, Cash Out): Make more informed financial decisions and turn seeing into doing, for $10 per month. The $10 fee is waived if you are enrolled in any combination of Payables, Receivables, or Accounting Software Sync. Learn More »
Frequently Asked Questions

Have questions? We're here to help.

 

Important Legal Disclosures & Information

  1. The earnings credit rate on Analysis Business Checking or Treasury Enterprise Plan accounts is subject to change without notice. Please call 877-BUS-BNKG (877-287-2654) for current rate and balance tier information or for an example of how the earnings credit is applied to the balances in your account.

  2. The monthly account maintenance fee will be waived on up to 4 beneficiary checking accounts. The monthly average collected balance, transaction, and cash deposited volumes are aggregated for the master and 4 beneficiary accounts to determine maintenance fee, transaction and cash deposit fee amounts.

  3. PNC linked business credit card eligible purchases are purchases of goods or services made by you or your authorized user with an eligible linked business credit card account and includes balance transfers and convenience checks that are not subject to the cash advance rate. Eligible purchases do not include interest, fees and charges assessed to the business credit card account, cash advance transactions (including convenience checks that are subject to the cash advance rate), and purchases made at merchants with gambling or gaming merchant category codes. Subject to credit approval.  

  4. A maximum of 10 eligible accounts may be linked to a business checking account in each of the business checking, money market, business credit card and merchant services categories. Each eligible account may only be linked to one business checking account. Some accounts may not be eligible to be linked based on titling structure, product type or other constraints. Subject to credit approval.

  5. Subject to credit approval. Additional fees apply. PNC Bank, National Association is the creditor and issuer of the PNC Bank business credit cards.

  6. A qualifying PNC Merchant Services processing deposit is an electronic deposit made by PNC Merchant Services directly into this checking account. Transfers made from one account to another or processing deposits from other merchant services sources are not eligible to meet this requirement.

  7. Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.

  8. Based on the combined volume of deposits, deposited items, paid items, and ACH credits and debits received.

  9. Monthly limit for free cash deposits includes over-the-counter, at the night depository, and via Quick Deposit.

QuickBooks® is a registered trademark of Intuit®, Inc.

Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc.
U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending.

PNC, PINACLE, Deposit On-Site®, and Deposit On-Site Mobile® are registered marks of The PNC Financial Services Group, Inc. (“PNC”).

Banking products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

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