Service Charge Waiver Expiration

Important Information About the Business Deposit Account Monthly Service Charge Waiver Expiration for Your Account(s)

Thank you for your continued business with PNC and we hope our products and services continue to meet your needs.

As previously communicated, your monthly service charges, including Monthly Account Maintenance Fees, excess transactions fees, excess cash deposited fees, and other fees such as Treasury Management service charges, will be waived through January 31, 2022.

Effective February 1, 2022, when applicable, your account will be charged the monthly service charges and Treasury Management fees under PNC standard pricing which was communicated to you in your Account Transfer Confirmation (ATC). Please review your product type and account features to ensure you are in a product that suits your need. PNC is dedicated to making banking easy for you.  We can provide you the options to help manage your cash flow.

You may review your current PNC deposit account type within the Account Transfer Confirmation (ATC), mailed to you as early as September 2021, in Online Banking or review your monthly business account statement(s).  As a reminder, your BBVA USA account(s) converted to one or more of the following PNC account types:  Business Checking, Business Checking Plus, Treasury Enterprise Plan, Analysis Business Checking, Business Interest Checking, Analysis Business Checking with Interest, IOLTA or Premium Business Money Market Account. See account conversion listing below.

For questions related to your account or to discuss your options:

Meet With Us
Connect with a PNC Business Banker


Call Us
Call 1-877-BUS-BNKG
(1-877-287-2654)

Monday – Friday: 7 a.m. – 10 p.m. ET
Saturday & Sunday: 8 a.m. – 5 p.m. ET

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Frequently Asked Questions »

Frequently Asked Questions

Where can I find other PNC business checking accounts to review if I prefer to be transferred to another checking account?

Available PNC Business Deposit Accounts: Features and Benefits

Review the account information below to compare the features and benefits of other PNC business deposit accounts. If you would like to select a different account, you can contact us by phone at 1-877-287-2654, Monday - Friday, 7 a.m. - 10 p.m. / Saturday & Sunday, 8 a.m. - 5 p.m. ET, contact a PNC Business Banker, or visit your local PNC Bank branch.

You may also use the Business Checking Account Selector tool to compare PNC’s three main business checking accounts to find one that fits your needs.

Primary Checking Accounts:

View the complete Business Checking Accounts and Related Charges for full details on the following accounts.

Product Features and Benefits Business Checking Business Checking Plus Treasury Enterprise Plan[6] Business Interest Checking Analysis Business Checking* and Analysis Business Checking with Interest*
  Learn More Learn More Learn More Learn More Learn More
Monthly Account Maintenance Fee $10 $20 $50 $25 $25

No Monthly Account Maintenance Fee if you meet any ONE of the following requirements

Average Monthly Collected Balance $500 $5,000 $30,000 $5,000 N/A
Minimum monthly purchases with a linked[1,2,3] PNC credit card $500 $5,000 N/A N/A N/A
Minimum monthly processing deposits from PNC Merchant Services®[2,4,5] $500 $5,000 N/A N/A N/A
Relationship Balance (Business DDA or MMDA)[2] N/A $20,000 N/A N/A N/A

Other Account Features and Fees

Monthly Transaction allowance at no charge[7] 150 500 2,500 150 Pay per-item fees
Fee for each additional over the allowance limit $0.50 $0.50 $0.50 $0.50 Pay per-item fees
Monthly Cash Deposits at no charge[8] $5,000 $10,000 $50,000 $5,000 Pay per-item fees
Fee for each $100 in additional cash deposits $0.25 $0.25 $0.25 $0.25 N/A

 

* Analysis Business Checking OR Analysis Business Checking with Interest

  • Pay per-item-usage pricing
  • Link multiple PNC Bank business checking accounts
  • Analysis Business Checking applies an earnings credit on all account balances
  • Analysis Business Checking with Interest pays interest on all account balances

 

Additional Available PNC Business Deposit Accounts:

Premium Business Money Market

  • For businesses who want an interest-earning account for excess operating cash, with tiered rates based on account balance
  • Monthly Account Maintenance Fee: $12
  • No Monthly Account Maintenance fee if you maintain an average monthly collected balance of $2,500
  • Monthly Transaction allowance at no charge[7]:
    • Deposits: 30
    • Checks Paid: 6
  • Fee for each additional over the allowance limit: 
    • Items Deposited over 30 - $0.50 per item
    • Checks paid over 6 - $25 each 
  • Monthly Cash Deposits at no charge[8]:  $5,000
    • Fee for each $100 additional cash deposits over the allowance limit:  $0.40

For businesses who need an IOLTA/IOTA/IOLA/COLTAF account:

  • No minimum balance and no monthly account maintenance fee
  • Unlimited monthly transactions
  • Detailed monthly statement
  • Interest earned on the entire account balance

Have questions? We're here to help.

Call us

1-877-287-2654
(1-877-BUS-BNKG)

 

Important Legal Disclosures & Information

  1. PNC linked business credit card eligible purchases are purchases of goods or services made by you or your authorized user with an eligible linked business credit card account and includes balance transfers and convenience checks that are not subject to the cash advance rate. Eligible purchases do not include interest, fees and charges assessed to the business credit card account, cash advance transactions (including convenience checks that are subject to the cash advance rate), and purchases made at merchants with gambling or gaming merchant category codes. Subject to credit approval.  

  2. A maximum of 10 eligible accounts may be linked to a business checking account in each of the business checking, money market, business credit card and merchant services categories. Each eligible account may only be linked to one business checking account. Some accounts may not be eligible to be linked based on titling structure, product type or other constraints. Subject to credit approval.

  3. Subject to credit approval. Additional fees apply. PNC Bank, National Association is the creditor and issuer of the PNC Bank business credit cards.

  4. A qualifying PNC Merchant Services processing deposit is an electronic deposit made by PNC Merchant Services directly into this checking account. Transfers made from one account to another or processing deposits from other merchant services sources are not eligible to meet this requirement.

  5. Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc.

  6. The monthly account maintenance fee will be waived on up to four (4) beneficiary checking accounts. The monthly average collected balance, transaction, and cash deposited volumes are aggregated for the master and four beneficiary accounts to determine monthly account maintenance fee, transaction and cash deposit fee amounts. 

    NOTE: You have the option to add more than four (4) beneficiary accounts for an additional $10.00 monthly account maintenance fee for each beneficiary account over four. The monthly average collected balance, transaction, and cash deposited volumes are aggregated for the master and all beneficiary accounts to determine earnings credit, master monthly account maintenance fee, transaction and cash deposit fee amounts.

  7. Based on the combined volume of deposits, deposited items, paid items, and ACH credits and debits received.

  8. Monthly limit for free cash deposits includes over-the-counter, at the night depository, and via Quick Deposit.

QuickBooks® is a registered trademark of Intuit®, Inc.

Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc.
U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending.

PNC, PINACLE, Deposit On-Site®, and Deposit On-Site Mobile® are registered marks of The PNC Financial Services Group, Inc. (“PNC”).

Banking products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

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