We Are Currently Not Accepting
New Credit Applications
for Flex Line of Credit[1]

Already Started?

Application must be submitted by 8/31/22 in order to be reviewed for a decision.

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Get up to

No origination fees &
No annual fees

Get a decision in as little as
1 business day

Who is PNC?

Ranked among top small business lenders

Over 725,000 small business clients

One of the largest banks in the US[2]


Loans and Lines of Credit[3]

Application and Funding


in about five minutes![4]


Get a Decision
in as little as one business day.


Access Funds
in as little as 1–3 business days.


Minimum Qualifications

Three or more years in business

$100K–$5M Gross Annual Revenue

A U.S. based checking account (doesn't need to be PNC)

What You Need to Apply

Social Security Number


Business Checking Account Statements for the last 3 months

Features and Benefits

Funds available on demand

Enjoy peace of mind with money available at the click of a button

Only pay for what you use

If you draw funds, the minimum monthly payment will be equal to 1.5% of the ending balance plus any and all fees, or $100.00, whichever is greater.

Access to a revolving line

Draw as little or as much as you want with your revolving credit line[5]

Opportunity to improve credit score

We report all account activity to the credit bureaus

Frequently Asked Questions

Contact Us

Call Now
Mon–Fri, 10 a.m.–8 p.m. ET

Important Legal Disclosures & Information

  1. All loans and lines of credit are subject to full credit underwriting, due diligence and approval.  Completion and submission of this request does not constitute a commitment by PNC to lend nor does it create any obligation on the part of PNC.  PNC will not be deemed to extend any commitment to you unless and until a definitive agreement relating to the proposed loan or line of credit is signed.  Any loan or line of credit that is approved will require automatic payment deduction from a business checking account. Availability of funds subject to credit approval, dollar amount requested and timing of request. 

  2. Based on branches and deposits.

  3. 2018 Greenwich Best Brand & Excellence Awards in U.S. Small Business Banking.

  4. Copies of bank statements for the last three months must be provided prior to submission of your application. PNC reserves the right and may request additional documentation in connection with its credit underwriting analysis and due diligence review, which may include, without limitation, organizational documents, driver’s license, social security card, or business tax return.

  5. Advances under the line of credit will be subject to the terms of definitive loan documents.

Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association, a wholly owned subsidiary of PNC and Member FDIC.

PNC is a registered mark of The PNC Financial Services Group, Inc.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.