Business Insights

eNews for Agriculture -
Fall 2016/Winter 2017

Stay on top of the latest agricultural industry news with Business Insights for Agriculture. This educational publication covers industry hot topics and provides suggestions to help you improve overall management.

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This Issue's Articles

FARM MANAGEMENT

The First Steps of Retirement

Farming is a life, not a career.

So to farmers, the idea of retiring may seem unimaginable.

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MOVING FORWARD

Encouraging the Next Farming Generation

Good young hands are crucial to the industry, yet they are becoming increasingly difficult to find.

If you’d like more young people to consider a career as part of your farm or ag business, try these tactics to attract the best and brightest.

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MAINTAINING CASH FLOW

Simple Ways to Make Yourself Creditworthy

Loans are essential tools to maintain or advance a farm-related business.

Start making loan payments, including those on credit card purchases, promptly every month.

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FARM MANAGEMENT

Protect Your Property: New Tech, New Options

Two realities of agriculture —

Large, hard-to-patrol acreage and expensive equipment. These make farms particularly attractive to thieves and vandals.

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For Farmers and Agricultural Professionals

Agriculture Briefs

Affordable Housing for Farm Workers

The U.S. Department of Agriculture plans to spend $26 million on safe and sanitary housing for immigrant agricultural workers in four states: California, Florida, Kansas and Texas.[1] That’s on top of $268 million invested since 2009 to build and maintain some 2,000 affordable homes for farm workers nationwide. The grants are part of the government’s Farm Labor Housing Loan and Grant Program. “America’s farmers and ranchers, and the businesses supporting our rural communities depend on these hardworking individuals to ensure we remain a productive, food-secure nation,” says U.S. Agriculture Secretary Tom Vilsack, adding that “a food-secure nation with a thriving, growing economy is a more secure nation.”


Water Conservation

The U.S. Department of Agriculture and the U.S. Department of the Interior have joined forces to spend more than $47 million to help local water districts and farmers use and conserve water more efficiently in Western states. These areas face ongoing and potential droughts, but a total of 76 new projects across 11 states are expected to save more than 123,000 acre-feet of water.[2] In other water conservation news, the USDA is spending $2 million for updated equipment to help farmers in nine states measure the quality of water as it leaves their farms. USDA officials say such testing helps farmers prevent nutrient and sediment runoff and improves water quality for communities.[3]

PNC Point of View

Resources, Perspectives and Insights from PNC
Find out more about PNC’s experts, values and priorities through interesting stories on timely and relevant topics such as finance and the economy, community involvement and banking innovation.

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Chris HigdonHow Small Businesses Defend Against Fraud

By Chris Higdon

According to the survey, the most common precaution is using antivirus/antispyware software with regular updates.

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Bill AdamsImpacts of a Strong Dollar

With Commentary by PNC Senior International Economist Bill Adams

Coupled with lackluster growth in European and Asian economies, the dollar is the preferred safe-haven for investors and consumers across the globe.

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Cash Flow Challenges

Cash Flow Challenges is a weekly blog that gives you insights on the top cash flow challenges business owners are facing today.

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Maintaining Cash Flow While Paying Off Debts

By Ritika Puri

Cash flow can make or break a small business's health. More often than not, maintaining it is a balancing act between credit and cash on hand, and it's a tricky tightrope to walk.

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When to Succession Plan

By Benjamin Gran

When small businesses are owned by family, it can create complications when planning for the company's future.

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Important Information and Disclosures

The article(s) you are reading were prepared for general information purposes by Manifest, LLC. These articles are for general information purposes only and are not intended to provide legal, tax, accounting or financial advice. PNC urges its customers to do independent research and to consult with financial and legal professionals before making any financial decisions. These articles may provide reference to Internet sites as a convenience to our readers. While PNC endeavors to provide resources that are reputable and safe, we cannot be held responsible for the information, products, or services obtained on such sites and will not be liable for any damages arising from your access to such sites. The content, accuracy, opinions expressed, and links provided by these resources are not investigated, verified, monitored or endorsed by PNC.