Business Insights

eNews for Agriculture -
Fall 2016/Winter 2017

Stay on top of the latest agricultural industry news with Business Insights for Agriculture. This educational publication covers industry hot topics and provides suggestions to help you improve overall management.

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Industry Solutions for Agriculture

This Issue's Articles


The First Steps of Retirement

Farming is a life, not a career.

So to farmers, the idea of retiring may seem unimaginable.

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Encouraging the Next Farming Generation

Good young hands are crucial to the industry, yet they are becoming increasingly difficult to find.

If you’d like more young people to consider a career as part of your farm or ag business, try these tactics to attract the best and brightest.

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Simple Ways to Make Yourself Creditworthy

Loans are essential tools to maintain or advance a farm-related business.

Start making loan payments, including those on credit card purchases, promptly every month.

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Protect Your Property: New Tech, New Options

Two realities of agriculture —

Large, hard-to-patrol acreage and expensive equipment. These make farms particularly attractive to thieves and vandals.

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For Farmers and Agricultural Professionals

Agriculture Briefs

Affordable Housing for Farm Workers

The U.S. Department of Agriculture plans to spend $26 million on safe and sanitary housing for immigrant agricultural workers in four states: California, Florida, Kansas and Texas.[1] That’s on top of $268 million invested since 2009 to build and maintain some 2,000 affordable homes for farm workers nationwide. The grants are part of the government’s Farm Labor Housing Loan and Grant Program. “America’s farmers and ranchers, and the businesses supporting our rural communities depend on these hardworking individuals to ensure we remain a productive, food-secure nation,” says U.S. Agriculture Secretary Tom Vilsack, adding that “a food-secure nation with a thriving, growing economy is a more secure nation.”

Water Conservation

The U.S. Department of Agriculture and the U.S. Department of the Interior have joined forces to spend more than $47 million to help local water districts and farmers use and conserve water more efficiently in Western states. These areas face ongoing and potential droughts, but a total of 76 new projects across 11 states are expected to save more than 123,000 acre-feet of water.[2] In other water conservation news, the USDA is spending $2 million for updated equipment to help farmers in nine states measure the quality of water as it leaves their farms. USDA officials say such testing helps farmers prevent nutrient and sediment runoff and improves water quality for communities.[3]

PNC Point of View

Resources, Perspectives and Insights from PNC
Find out more about PNC’s experts, values and priorities through interesting stories on timely and relevant topics such as finance and the economy, community involvement and banking innovation.

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How Long Should You Keep Financial Records?

with commentary by Jim Benedict

Here’s a guide to help you think through how to keep and store your most important documents, but also know what you can shred.

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Student Loan Debt Doesn’t Have to Control Your Checkbook

featuring Naimesh Patel and Ardell Montgomery

Student loan debt doesn’t have to be overwhelming and expensive. Consider a variety of tools to help manage it.

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Cash Flow Challenges

Cash Flow Challenges is a weekly blog that gives you insights on the top cash flow challenges business owners are facing today.

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Maintaining Cash Flow While Paying Off Debts

By Ritika Puri

Cash flow can make or break a small business's health. More often than not, maintaining it is a balancing act between credit and cash on hand, and it's a tricky tightrope to walk.

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When to Succession Plan

By Benjamin Gran

When small businesses are owned by family, it can create complications when planning for the company's future.

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