Business Insights

eNews for Agriculture -
Spring/Summer 2017

Stay on top of the latest agricultural industry news with Business Insights for Agriculture. This educational publication covers industry hot topics and provides suggestions to help you improve overall management.

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Industry Solutions for Agriculture


This Issue's Articles

FARM MANAGEMENT

Creating a Succession Plan

Consider big-picture issues.

Major decisions — such as choosing the person you’ll turn the operation over to when your farming days are done are sometimes placed on indefinite hold. 

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MOVING FORWARD

Spreading the Seeds of Respect for Agriculture

Become an ambassador for the vocation you love.

George Washington, among America’s most famous founding fathers and farmers, once said that for all of his political and military successes, he would “rather be on [his] farm than be emperor of the world.”

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MAINTAINING CASH FLOW

3 Tips to Accurately Value Your Farm

What’s your farm worth?

An independent farm is much more than just a business operation. It’s a way of life, a home, a calling — and how do you put a price tag on all of that?

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FARM MANAGEMENT

Variable-Rate Strategies: Save Money, Increase Yields

Consider adding this high-tech seeding technique to your arsenal.

Advanced soil and production analyses and seeding methods are helping farmers concentrate on the portions of their land likely to produce bountiful crops.

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For Farmers and Agricultural Professionals

Agriculture Briefs

Agriculture and a New Administration

While stressing that farming is a nonpartisan American priority, agricultural leaders such as American Farm Bureau Federation President Zippy Duvall have welcomed President Trump’s pledge to give farmers and ranchers a seat at the table on key issues impacting agriculture and rural America. Top issues include:

  • Immigration. Duvall and others call for a “workable program” enabling immigrant laborers to work legally in farm jobs in the United States.[1]
  • Trade. Could Trump’s opposition to NAFTA and the Trans-Pacific Partnership, along with criticism of China, create headwinds for U.S. exporters?
  • Regulation. Trump and a Republican Congress could modify or roll back regulations some farmers see as onerous, such as the Waters of the United States rule.[2]

Financial Assistance for Helping Save Species

Private ownership accounts for more than two-thirds of the land in the continental United States — with a significant portion belonging to farmers and ranchers, according to the U.S. Department of Agriculture (USDA). That’s why the USDA says private landowners are essential to protecting and maintaining endangered species. Through its Working Lands for Wildlife program, the agency offers technical and financial help to farmers and other landowners to protect habitats. In late 2016, the USDA added 11 species to its list, ranging from the American black duck in Mid-Atlantic states to cutthroat trout in Colorado. For information about these and other conservation opportunities, you can visit your local USDA service center.[3]

Profiles in Agribusiness

A&B Milling Company

Taking Their Company Nationwide

Shortly after Bob Allsbrook took the reins of his family’s feed, seed and fertilizer business in 1972, a government dairy buyout caused him to rethink the direction of A&B Milling Company in historic Halifax County, North Carolina. They decided to shift their agribusiness focus to selling peanut products.

Read their story »

ARC Ferns

Thriving Through Specialization

Each year, ARC Ferns produces more than 10 million fern liners, in 150 different varieties, for growers, nurseries and resellers throughout the country. “We satisfy nearly 50% of U.S. demand for these types of ferns,” says ARC President Dan Carmi, whose horticulture education and expertise form the roots of his successful business.

Read their story »

PNC Point of View

Resources, Perspectives and Insights from PNC
Find out more about PNC’s experts, values and priorities through interesting stories on timely and relevant topics such as finance and the economy, community involvement and banking innovation.

Browse All »

How Long Should You Keep Financial Records?

with commentary by Jim Benedict

Here’s a guide to help you think through how to keep and store your most important documents, but also know what you can shred.

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Student Loan Debt Doesn’t Have to Control Your Checkbook

featuring Naimesh Patel and Ardell Montgomery

Student loan debt doesn’t have to be overwhelming and expensive. Consider a variety of tools to help manage it.

Read More »


Cash Flow Challenges

Cash Flow Challenges is a weekly blog that gives you insights on the top cash flow challenges business owners are facing today.

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Productivity Hacks that Drive Business Success

Mark Henricks

It's impossible to tell whether you are getting anywhere unless you describe the goal specifically.

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How to Exit a Vendor Relationship Gracefully

Rebecca Lake

If you're thinking about cutting ties with a vendor, make sure you formulate a game plan first.

Read More »

Associated Products & Services

Business Term Loans

Term Loans provide a specific amount of credit to purchase assets or meet specific financing need. The loan is paid based on a predetermined schedule or monthly principal and interest payments. Loans can be unsecured, or secured by collateral. Interest rates are generally fixed for the life of the loan.

Learn More »

Offset Your Fee

Our business cash flow solutions provide you with opportunities to offset your checking account monthly maintenance fee.

Learn More »

The PNC Advantage for Agriculture

Whether you need financing for crops, livestock, or major equipment purchases, PNC has solutions that make your business more predictable.

Visit Industry Solutions for Agriculture »

Important Information and Disclosures

  1. http://www.fb.org/podcast/president-elect-promises-pro-agriculture-administration

  2. Doane AG Insight Weekly, Nov. 18, 2016

  3. https://www.nrcs.usda.gov/wps/portal/nrcs/detail/national/newsroom/releases/?cid=NRCSEPRD1302656

The article(s) you are reading were prepared for general information purposes by Manifest, LLC. These articles are for general information purposes only and are not intended to provide legal, tax, accounting or financial advice. PNC urges its customers to do independent research and to consult with financial and legal professionals before making any financial decisions. These articles may provide reference to Internet sites as a convenience to our readers. While PNC endeavors to provide resources that are reputable and safe, we cannot be held responsible for the information, products, or services obtained on such sites and will not be liable for any damages arising from your access to such sites. The content, accuracy, opinions expressed, and links provided by these resources are not investigated, verified, monitored or endorsed by PNC.