The PNC Advantage for Agriculture

Your cash flow cycle can be inconsistent and unpredictable.  To help you succeed we provide an array of solutions to optimize your business cash flow. Whether you need financing for crops, livestock, or major equipment purchases, PNC has solutions to make your business more predictable.[1]

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Agriculture Business Insights eNews: Spring / Summer 2017

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Agriculture is an industry with unique banking needs due to cash flow seasonality and marketplace cyclicality

A custom banking approach is necessary to keep your cash flow consistent and predictable. Whether you're a lifestyle farmer, own a small farm, operate a large commercial farm, or run an agri-business, PNC has the products, services and experience to help you achieve your goals.

Understanding Agriculture Production

PNC is one of the Top 20 agriculture banks in the nation[2] and has supported the industry for many years. You require bankers that understand how a farm or agri-business operates, in addition to the market trends that may impact your business and financial stability. At PNC, we have a dedicated staff of agricultural bankers devoted to keeping your farm or agri-business running smoothly and profitably. Our sales team is committed to building solid, long-term relationships with agriculture producers and agri-businesses.

PNC is also dedicated to the communities where agriculture producers work and live through our close working relationships with agricultural associations and local extension offices, in addition to supporting county fairs and industry specific conventions.

Improve and Regulate Your Cash Flow

Your cash flow cycle can be inconsistent and unpredictable. We understand the unique challenges your business faces and the special role that cash flow plays in your success. To help you succeed we provide an array of solutions to optimize your business cash flow.Whether you need financing for crops, livestock, or major equipment purchases, PNC has solutions that make your business more predictable, including flexible repayment schedules[1]. Additionally, we can help accelerate the collection of receivables, monitor and project cash, and improve the ways you make payments. We also offer a full suite of online tools and reporting for easy account analysis. Explore all of these solutions in more detail below.

Understand, Project, Act

The health of your business depends on your ability to analyze performance and confidently make decisions that will help you achieve your goals. With Cash Flow InsightSM, you can visualize your cash flow week-to-week, month-to-month and even year-to-year with innovative views so you can see trends that may help with future projections. See how it works »

Start with the Right Business Checking Account

PNC offers business checking accounts with features for the needs of your farm or agri-business.

Talk to us about your agriculture business, where you want it to go, and how we can help you get it there. Your PNC Agricultural Banker will identify key components of your business' revenue cycle, and help you select the options best suited for your needs.

Tools and Resources

Business Insights Agriculture Newsletters

Stay on top of the latest farming and agricultural industry news with Business Insights for Agriculture. This educational e-publication covers industry hot topics such as farm management and forward-thinking approaches to agricultural business.

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Spring/Summer 2017:

Creating a Succession Plan
Choosing the person you’ll turn the operation over to when your farming days are done

Spreading the Seeds of Respect for Agriculture
Become an ambassador for the vocation you love.

3 Tips to Accurately Value Your Farm
An independent farm is much more than just a business operation.

Variable-Rate Strategies
Advanced soil and production analyses and seeding methods are helping farmers

Read Articles »

Fall 2016/Winter 2017 issue:

The First Steps of Retirement
To farmers, the idea of retiring may seem unimaginable.

Make Yourself Creditworthy
Start making loan payments, including those on credit card purchases, promptly every month.

Encouraging the Next Farming Generation
Try these tactics to attract the best and brightest.

Protect Your Property
Large, hard-to-patrol acreage and expensive equipment. These make farms particularly attractive to thieves and vandals.

Read Articles »

White Papers

Tips for Building Sustainable Farms

Farmers and ranchers across the U.S. are charged with a critical task: feeding our country and the rest of the world. The United States Department of Agriculture (USDA) reports that the U.S. is the world’s largest agricultural exporter, with one out of every three acres being planted for exported products.

Risk Management for Modern Agricultural Operations

U.S. agriculture producers have always dealt with risks, from weather to unpredictable supply and demand changes to volatile costs and market prices. Today’s producers must navigate through an even greater number of unknowns, as agriculture has become a capital-intensive, high input-cost business in an increasingly global marketplace.

Succession Planning on the Family Farm

The family farm is a vital aspect of American industry and a significant contributor to the economy. But maintaining a thriving farm operation is no small task, given the level of financial commitment, opportunity and risk associated with agriculture and agri-business. Yet families across the country continue to dream of the day the farm will pass to the next generation.

Associated Products & Services

Get Time Back!

Cash Flow Insight℠ helps you speed up receivables, stay on top of payables, store documents online, and sync with your accounting software.

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Business Banking in Less Time

PNC.com is your business connection to anytime online banking and bill payment, self-service account management, payroll services, even tax payments.

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Offset Your Fee

Our business cash flow solutions provide you with opportunities to offset your checking account monthly maintenance fee.

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Important Legal Disclosures and Information

  1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a PNC Bank business checking account. Origination and annual fees may apply.

  2. As reported by the FDIC, based on aggregate loan volume.

Bank deposit products and services provided by PNC Bank, National Association (N.A.). Member FDIC