About PNC Merchant Services®

We're a leader in payment processing solutions for a good reason.

More than providing just a device, we’re dedicated to discovering, delivering and supporting the best point-of-sale solutions for your business today and every day to come. From single-storefront merchants to super-regionals with thousands of locations, PNC Merchant Services® is trusted by businesses of all sizes, all across the country.

We provide:

Innovative Tools: Different businesses accept payments in different ways. We have the products and industry experience to help you discover what works best for you.

Constant Support: Our PNC Merchant Services Customer Service Center and POS Help Desk are staffed 24/7/365 by highly trained, experienced professionals who are dedicated to solving your issue.

Exceptional Security: Point-of-sale data protection and encryption and tokenization technology to ensure peace of mind for your customers and your business.

A Proven Team: PNC Merchant Services is an alliance between PNC Bank — one of the nation’s foremost financial services providers — and First Data™, a global leader in payment processing solutions.

We’re committed to helping you:

Improve Cash Flow: You’ll be able to accept all types of payments to accelerate receivables and put incoming cash to work faster with next-business-day funding on card transactions when deposited into a select PNC Bank Business checking account.[1]

Leverage Technology: Whether it’s POS terminals, on-the-go card processing or flexible tools for eCommerce, we constantly monitor the industry to help you keep up with the latest solutions.

Get Started: Compare our solutions, and find the right fit for your business.

Customize a Solution: For more complex or specialized business needs, get in touch with a Custom Payment Processing service representative today.


Important Legal Disclosures & Information

  1. Except as is otherwise set forth in your agreement for merchant services, your funds for MasterCard, Visa, Discover, PayPal and American Express transactions will ordinarily be processed and transferred to select PNC business checking accounts within one business day from the time PNC Merchant Services receives your batch (which is an electronic file containing your card transactions).  If a batch is received after our cut-off time of 10:00 PM ET, or on a day that is not a business day, we will generally consider the batch as being received on the next business day.  Business day means Monday through Friday, excluding Federal holidays.

Visa is a registered trademark of Visa International Service Association and used under license; MasterCard is a registered trademark of MasterCard International, Inc.; Discover is a registered trademark of DFS Services, LLC: American Express is a registered trademark of American Express Marketing & Development Corp. in the United States and other countries.

The Clover® name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries.

All other trademarks, service marks and trade names referenced in this material are the property of their respective owners.

Customers must establish a new PNC Merchant Services account with an initial term of three years or longer. An early termination fee will not be applied if you close this account prior to the end of the term. If you have leased Clover or other equipment, this is a separate agreement and is noncancellable. Please refer to your lease agreement for details. Purchased Clover or other equipment is nonreturnable. A separate agreement for Clover Check Acceptance may also have been signed. Please refer to your Clover Check Acceptance agreement for termination policy.

Banking products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.