Help your business get more when you process American Express® through PNC.

PNC Merchant Services® offers a simpler way to accept American Express. Sign up today.

Fill out the form below and let PNC Merchant Services handle your American Express payment processing starting the first business day of the following month, excluding holidays.[1]

You can also sign up by calling us at

1-800-742-5030

PNC is proud to offer you OptBlue® from American Express.

With OptBlue, you'll receive:

One quick payment

All your card payments will come to you at once – including American Express purchases.

No extra equipment

You can easily process American Express® Cards on the technology you’re using now.

Single combined statement

Every card payment will be on a single, easy-to-read statement.

With OptBlue, rates[2] from PNC may be lower than you think.

0.40%
Basis Point Fee[3]

$0.10
Authorization Fee

0.15%
Assessment Fee

$0.69
VRU/Voice Authorization Fee

Process American Express with PNC.

Fill out the form below and let PNC Merchant Services handle your American Express payment processing starting the first business day of the following month, excluding holidays.[1]

All fields required.

Important Legal Disclosures and Information

  1. OptBlue program enrollment time for accepting American Express can vary based on accuracy of account information. Conversion to accepting American Express Cards through the OptBlue program will take place the first business day of the following month, excluding holidays, and will be reflected on a customer’s PNC Merchant Services statement. PNC Merchant Services is not responsible for inaccurate information provided by the customer while enrolling in the OptBlue program.
  2. OptBlue rates do not include equipment costs, chargeback fees, Payeezy Gateway charges, app fees and other PNC Merchant Services fees and third-party charges as applicable. Rates subject to change at any time.

  3. The Basis Point Fee may reflect a discount rate amount that will be added to the Program Pricing Disclosed for your Industry Type. Program Pricing Disclosed can be found in the Program Guide on Business Track®: https://www.businesstrack.com/manage/landing

American Express is neither a sponsor or promoter of this marketing offer. American Express is a registered trademark of American Express Marketing & Development Corp. in the United States and other countries.

Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.

If you have leased Clover or other equipment, this is a separate agreement and is noncancellable. Please refer to your lease agreement for details. Purchased Clover or other equipment is nonreturnable. A separate agreement for Clover Check Acceptance may also have been signed. Please refer to your Clover Check Acceptance agreement for termination policy.

Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association (N.A.), a wholly owned subsidiary of PNC and Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.