Payment Processing Solutions for Your Business

Whether it is credit cards, debit cards or gift cards, PNC Merchant Services® solutions prepare your business to accept all types of payment transactions from your customers.[1]

Let's Talk

Visit a PNC branch or give us a call.

Switch to PNC and You Could Save


Switch and Save! It's a Win-Win for your Business.

You could save money on your debit and credit card sales by switching to PNC Merchant Services®.

Take our Beat Offer challenge. If we can't beat your current payment processing fees, you could receive a $1,000 PNC Credit or Cashier's Check.[1]

Fill out a contact form from us, or call us at 1-888-562-2300 to setup an appointment at your local PNC Bank branch to compare fees and services. 
Beat Offer not available for online applications.

Switch and Save

NO early termination fee when you open a PNC Merchant Services account.[2]


Get Started with PNC Merchant Services

Put Customer Payments to Work Faster

With a PNC Merchant Services® account, working together with your select PNC Bank business checking account, incoming funds can go to work faster. Your customers’ card payments will be available the next business day when deposited to your select PNC Bank business checking account.[3]

Visit a PNC Bank branch or submit our Contact Form and we may be able to help those receivables arrive a little bit earlier.

Learn about our payment solutions:


It's Easy to Get Started with PNC Merchant Services

Call us at 1-888-562-2300 to apply or learn more

Or, share a few details on the form below and a PNC Merchant Services representative will contact you.

Important Legal Disclosures and Information

  1. Offer not valid on existing PNC Merchant Services accounts. Within 60 days of a cost comparison analysis, $1,000 will be paid into the qualifying merchant’s PNC Bank checking account through a statement credit or an approved cashier’s check for non-PNC Bank checking account customers. Merchant processing cost comparison analysis based on all processing charges shown on a recent processor’s merchant statement. Equipment, software, gateway and cellular service costs, Clover® Security Plus and Security Solutions are excluded from the cost comparison. Offer not available to merchants: processing over $2 million in Visa® and MasterCard® volume annually; with flat rate pricing; with franchisee or association pricing; that do not qualify for approval under standard credit requirements. Limit of one statement credit or cashier’s check per merchant, regardless of the number of business locations. Value of statement credit or cashier’s check payment may be reported to the IRS, as required by law. Non Resident Aliens are not eligible for this offer. Offer may be extended, modified or discontinued at any time without notice and may vary by market.

  2. Customers must establish a new PNC Merchant Services account with an initial term of three years or longer. An early termination fee will not be applied if you close this account prior to the end of the term. If you have leased Clover or other equipment, this is a separate agreement and is noncancellable. Please refer to your lease agreement for details. Purchased Clover or other equipment is nonreturnable. A separate agreement for Clover Check Acceptance may also have been signed. Please refer to your Clover Check Acceptance agreement for termination policy.

  3. Except as is otherwise set forth in your agreement for merchant services, your funds for MasterCard, Visa, Discover, PayPal and American Express transactions will ordinarily be processed and transferred to select PNC business checking accounts within one business day from the time PNC Merchant Services receives your batch (which is an electronic file containing your card transactions).  If a batch is received after our cut-off time of 10:00 PM ET, or on a day that is not a business day, we will generally consider the batch as being received on the next business day.  Business day means Monday through Friday, excluding Federal holidays.

The Clover® name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries.

Google Wallet and Google Pay are registered trademarks of Google Inc.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.

Visa is a registered trademark of Visa International Service Association and used under license; MasterCard is a registered trademark of MasterCard International, Inc.; Discover is a registered trademark of DFS Services, LLC: American Express is a registered trademark of American Express Marketing & Development Corp. in the United States and other countries.

All other trademarks, service marks and trade names referenced in this material are the property of their respective owners.

Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.

Banking products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

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