Merchant Processing Agreement Program Guide



The PNC Merchant Services® Merchant Processing Agreement Program Guide (“Program Guide”) contains the terms and conditions for all of your card processing, including Discover Network transactions. This Program Guide can be downloaded or printed for your records.

The terms of the Program Guide will be effective October 1, 2020, and your acceptance of Discover card payments, on or after October 1, 2020, will constitute your agreement to be bound by the Program Guide and the terms set forth in it.



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Important Legal Disclosures and Information

    PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc. Merchant Services are not deposit products. PNC Merchant Services does not offer deposit products and its services are not guaranteed or insured by the FDIC or any other governmental agency. Merchant Services are subjtect to application, credit review of the business and its owners, and approval.

    Banking products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

    Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.