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Clover® Check Acceptance

Enjoy Peace-of-Mind Check Acceptance

Clover Check Acceptance eases the challenges of check acceptance and provides peace of mind against fraudulent and returned checks by combining a check acceptance risk management system with a warranty service option for returned check liability.

With Clover Check Acceptance, you can feel more secure about check payments--no matter how your business accepts them:

Face-to-Face – If you have a storefront and accept payments face-to-face, you can opt for:

  • Electronic Check Acceptance – which converts customers' paper checks into an electronic ACH transaction and deposits the amount directly into your bank account.
  • Paper Check Acceptance – which verifies and processes checks via the terminal for manual deposit into your bank account.
  • Mail-in/Drop Box – Clover Check Acceptance's LockBox Payment service is designed specifically for checks that are mailed in or left in a drop box. Checks are converted to an electronic transaction and then settlement is made via the Automated Clearing House (ACH) network--streamlining the check handling process, reducing bank fees and trips to the bank/deposit preparation time.

Clover Check Acceptance provides a number of key benefits for your businesses:

  • Higher profits – Reduced bank fees, lower operating expenses, fewer returned checks and improved cash flow all add up to higher profits for your business.
  • Less risk – With Warranty service, returned check processing and collections are managed by Clover Check Acceptance. This allows you to accept checks with less risk.
  • Greater efficiency – Clover Check Acceptance can help to improve the efficiency of your small business by reducing trips to the bank and streamlining back-office operations.
  • Increased security – Clover Check Acceptance helps to reduce the risk of lost, stolen or damaged checks, while also helping to protect your customers' personal information from identity theft.
  • Faster and easier processing – Accepting and processing check payments via Clover Check Acceptance is as quick and easy as accepting credit cards.

Designed for:

  • Virtually any business that wishes to minimize the risk of check acceptance

Important Legal Disclosures & Information

The Clover® name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries.

Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.