Payment Processing from PNC Merchant Services®[1]

Next-day funding.[2] 24/7 Customer care. Easy set-up.

Have Questions?

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Or Have Us Contact You

Let us help you select a point-of-sale solution for your business.[1]

Clover Go

clover go product image

Accept Payments Anywhere Business Takes You[4]

Ideal for: Businesses on the move that need something portable and small – Tradeshows, farmer’s markets, home based & mobile business, or direct service providers like plumbing and heating businesses.

Clover Flex

clover flex product image

The Portable, Powerful Point-of-Sale System & Payment Solution

Ideal for: Businesses that need a Point-of-Sale System that can be both left at a counter or taken to a customer – Quick service restaurants, retail, appointment and project businesses

Clover Mini

clover mini product image

Small but mighty point of sale payment device.

Ideal for: Businesses that need the full functionality of Clover’s software and hardware, with counter space to spare[5] – Quick Service Restaurants, retail, appointment and project businesses

Clover Station

clover station product image

The Power to Run Your Business More Efficiently.

Ideal for: Businesses looking for an all in one point-of-sale solution with software and functionality[5] Quick Service Restaurants, Full Service Restaurants, retail and appointment businesses

Ecommerce Solutions

Accept Card Payments Reliably from Your Website, Over the Phone or via Mail.

Ideal for: Businesses that want to establish or improve their online sales presence or businesses that would like to process transactions via the telephone or mail order.

Review our Swipe and Non-Swipe Pricing

PNC Merchant Services offers a variety of pricing options, which helps to make it easy for you to find a solution that fits your business needs. Learn more about our Swipe and Non-Swipe pricing.

$109.95 / annual fee

To cover annual account maintenance.

$14.95 / month
Clover® Security Plus

Clover Security Plus delivers POS software monitoring
and data encryption and tokenization. 
Learn More »

2.29% + $0.15

Per Swipe Transaction*

Standard or chip debit and credit cards

3.29% + $0.15

Per Non-Swipe Transaction*

For payments online, over the phone or manually entered

*Swipe and Non-Swipe transaction prices do not include equipment costs, chargeback fees, Payeezy Gateway charges, app fees and other third-party charges, or cost of software required in order to utilize some apps in the Clover App Marketplace.

Live support to get started fast.

PNC Merchant Services® provides:

The Right Tools: Different businesses accept payments in different ways. We have the products and industry experience to help you discover what works best for you. By leveraging our Clover® Insights tool you get insights about your customers.[6]

24/7/365 Support: Our PNC Merchant Services Customer Service Center and Point-of-Sale (POS) Help Desk are staffed by highly trained, experienced professionals dedicated to solving your issues rapidly.

Advanced Security: POS data protection, encryption, and tokenization technology through Clover Security Plus.[7]

An Industry Leader: PNC Merchant Services is an alliance between PNC Bank — one of the nation’s foremost financial services providers — and First Data™, a global leader in payment processing solutions.

Why PNC Merchant Services®

Our PNC Merchant Services solutions can help to optimize the life line of your business — your cash flow — by helping to make payment processing easy.

Fast Funding

Next-day funding of Visa®, MasterCard®, Discover®, and American Express® payments when deposited into a select PNC Bank business checking account[2].

Support 24/7

Customer care and support available 24/7/365 for all of your device and payment processing needs via telephone and email.

Money Management

Easily track transactions and optimize cash flow when you link your merchant account and a select PNC Bank business checking account.

Your business moves fast and getting paid should too. Make each moment matter by switching to PNC Merchant Services® and linking to your select PNC Bank Business checking account to receive next-day funding.[2] With no early termination fee on your PNC Merchant Services processing account[1], you will be able to choose the solution that fits your needs today and tomorrow. And because we know your business runs morning and night, you will have access to 24/7 customer support.

Here's how to earn $300 or $500

How to earn the $500 reward:[3]

  1. Open a new PNC Merchant Services account by June 30, 2019.
  2. Process $10,000 or greater within the first three billing cycles.

How to earn the $300 reward:[3]

  1. Open a new PNC Merchant Services account by June 30, 2019.
  2. Purchase or lease a Clover® device (excluding Clover® Go) or Payeezy GatewaySM
  3. Activate the devices within the first three billing cycles

It's Easy to Get Started with PNC Merchant Services

Call Us

877-236-8872

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Important Legal Disclosures and Information

  1. Customers must establish a new PNC Merchant Services account with an initial term of three years or longer. An early termination fee will not be applied if you close this account prior to the end of the term. If you have leased Clover or other equipment, this is a separate agreement and is noncancellable. Please refer to your lease agreement for details. Purchased Clover or other equipment is nonreturnable. A separate agreement for Clover Check Acceptance may also have been signed. Please refer to your Clover Check Acceptance agreement for termination policy.

  2. Next-day funding on card transactions processed by PNC Merchant Services when deposited into a select PNC Bank business checking account. Certain restrictions may apply. 

  3. Offer requires the opening of a new PNC Merchant Services account by June 30, 2019. Clover® Go is excluded from this offer. Limit of one reward per business relationship, regardless of the number of business locations. Customers must establish a new PNC Merchant Services account with an initial term of three years or longer. An early termination fee will not be applied if you close this account prior to the end of the agreement. Clover and other equipment leases are not cancellable and have up to a four-year term. Please refer to your lease agreement for details. Purchased Clover or other equipment is nonreturnable. For more information, contact your local PNC Merchant Services representative. A separate agreement for Clover Check Acceptance may also have been signed. Please refer to your Clover Check Acceptance agreement for termination policy. To receive $500: Activation, by processing $10,000 or greater in card transactions is required within the first three billing cycles. The $500 cash reward will be credited to your PNC Merchant Services account within 90 days of the date of meeting account opening and activation requirements. OR to receive $300: Purchase or lease a Clover device or Payeezy GatewaySM and activate the device within the first three billing cycles. The $300 cash reward will be credited to your PNC Merchant Services account within 90 days of the date of meeting account opening and activation requirements. Any credit, if earned, will be forfeited if the PNC Merchant Services account is closed before the credit is awarded. Value of cash reward may be reported to the IRS, as required by law. Non Resident Aliens are not eligible. Offers may be extended, modified or discontinued at any time without notice and may vary by market.

  4. Wi-Fi access or LTE capabilities required. Additional costs for LTE usage.

  5. PNC Merchant Services is not responsible for third party apps or software. All apps are provided by third parties (including Clover, a First Data Company) and are subject to the terms and conditions of the app developer. All Clover software plans are provided by Clover. Availability of certain Clover software plans and apps may be based upon the Clover equipment you purchased or leased. For more information contact your PNC Merchant Services account executive. You are responsible for selecting your Clover software plan and apps. Some apps may be available for download on your Clover device through the Clover App Market. The Clover App Market can be accessed through a Clover device or through their web dashboard. There may be fees associated with apps which are disclosed in the app market. You will be charged monthly fees for most Clover software packages for all of your Clover devices. These monthly fees may be changed by First Data or PNC Merchant Services at any time. For information regarding third party app fees and software fees, contact your Merchant Services account representative at 1-800-501-8748. Fees for software plans and apps are charged through the app market. Clover Station is required to have the Register software plan and software fees are charged through PNC Merchant Services.

  6. You will not be charged a fee for the Temporary License granted during the 15 day trial for Clover Insights. The trial begins on the day you agree to the terms and conditions presented at insights.clover.com/register and ends 15 calendar days later. Once the trial period ends, you will need to sign the necessary contractual agreements to continue using Clover Insights.

  7. Clover Security Plus and TransArmor Data Protection are solutions offered by PNC Merchant Services designed to help protect data security. Certain exclusions apply. The liability waiver excludes any breach prior to properly downloading and installing the Clover Security Plus coverage. Additional fees may apply.

The Clover® name and logo are owned by Clover Network, Inc., a wholly owned subsidiary of First Data Corporation, and are registered or used in the U.S. and many foreign countries.

Visa is a registered trademark of Visa International Service Association and used under license; MasterCard is a registered trademark of MasterCard International, Inc.; Discover is a registered trademark of DFS Services, LLC: American Express is a registered trademark of American Express Marketing & Development Corp. in the United States and other countries.

All other trademarks, service marks and trade names referenced in this material are the property of their respective owners.

Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.

Payeezy Gateway is a service mark of the First Data Corporation in the U.S. and other countries.

Banking products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.