What You Need to Apply

For a PNC Merchant Services® Account[1,2]

To complete the PNC Merchant Services application, you will need:

  Your business Tax Identification Number

  Your Social Security Number

  A valid e-mail address

  Existing checking account number where you’d like funds deposited


You will also need the following beneficial owner information for anyone that owns 25% or more of the business.

Full Legal Name

Home Address

Date of Birth

Social Security Number

Ownership Percentage

When a trust is a beneficial owner, you must list the trustee and provide the trustee’s information as appropriate.


PLEASE NOTE: Social Security Numbers are required for all parties in the online application.
If any party does not have a Social Security Number, the application cannot be submitted online and it will be necessary to go to a PNC branch to apply. One of the following identifying documents is needed for any party that does not have a Social Security Number:

  • Current Passport
  • Diplomatic Passport
  • Mexican Matricula

Important Legal Disclosures and Information

  1. Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc.

  2. Customers must establish a new PNC Merchant Services account with an initial term of three years or longer. An early termination fee will not be applied if you close this account prior to the end of the term. If you have leased Clover or other equipment, this is a separate agreement and is noncancellable. Please refer to your lease agreement for details. Purchased Clover or other equipment is nonreturnable.

Banking products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

BBVA is a registered trademark of BBVA, S.A. and is used under license.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.