What You Need to Apply

For a PNC Merchant Services® Account[1,2]

To complete the PNC Merchant Services application, you will need:

  Your business Tax Identification Number

  Your Social Security Number

  A valid e-mail address

  Existing checking account number where you’d like funds deposited


You will also need the following beneficial owner information for anyone that owns 25% or more of the business.

Full Legal Name

Home Address

Date of Birth

Social Security Number

Ownership Percentage

When a trust is a beneficial owner, you must list the trustee and provide the trustee’s information as appropriate.


PLEASE NOTE: Social Security Numbers are required for all parties in the online application.
If any party does not have a Social Security Number, the application cannot be submitted online and it will be necessary to go to a PNC branch to apply. One of the following identifying documents is needed for any party that does not have a Social Security Number:

  • Current Passport
  • Diplomatic Passport
  • Mexican Matricula

Important Legal Disclosures and Information

  1. PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc. Merchant Services are not deposit products. PNC Merchant Services does not offer deposit products and its services are not guaranteed or insured by the FDIC or any other governmental agency. Merchant Services are subject to application, credit review of the business and its owners, and approval.

  2. Customers must establish a new PNC Merchant Services account with an initial term of three years or longer. An early termination fee will not be applied if you close this account prior to the end of the term. If you have leased Clover or other equipment, this is a separate agreement and is noncancellable. Please refer to your lease agreement for details. Purchased Clover or other equipment is nonreturnable and is subject to availability.

Banking products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.