Virtual Wallet with Performance Select
Key Features and Benefits
- Free PNC and non-PNC ATM transactions with unlimited reimbursement of non-PNC ATM surcharge fees
- Earn interest on Spend Account balances over $2,000
- Free PNC-exclusive checks ($12 discount on select other designs)
- Free domestic wire transfers
- Free stop payments
- Free checking, savings or money market accounts (up to 6 accounts)
Requirements
No monthly service charge if you can do one of these:
- Keep a $5,000 combined average monthly balance in Spend + Reserve
- Maintain $5,000 monthly qualifying direct deposit1
- Keep $25,000 in any linked eligible accounts2
Otherwise, the monthly service charge for Virtual Wallet with Performance Select will be $25
1. A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device, or the mail are not eligible to meet this requirement.
2. For Virtual Wallet with Performance Spend, accounts included in the combined average monthly balance requirement include PNC linked consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, line of credit, auto or home equity installment loan, mortgage loan and/or investment accounts. For Virtual Wallet with Performance Select, accounts included in the combined average monthly balance requirement include PNC linked consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit and/or investment accounts. Only investment or annuities linked to a PNC Investment account are eligible to be included in the combined average monthly balance requirement. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. A maximum of 10 linked PNC accounts, including this account, may be included in the combined average monthly balance relationship. Customer must request account be linked to receive relationship benefits.