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Make Your First Deposit

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PNC SmartAccess Prepaid Visa® Card

Fast, Easy, Secure.
Apply online in minutes.

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First, tell us about yourself
You will need a photo ID. We'll also have you answer a few easy questions.

Next, receive your card within 7-10 days of your application

Activate, add money and use your SmartAccess card.

Get Started

Are you at least 18 or older?

PNC requires that both applicants must be 18 or older to apply online. If you're a Student and want to complete a Virtual Wallet Student application online, the student must be at least 16 years old. Students under the age of 18 will need to complete the application with a parent or guardian 18 years or older present. Both student and parent/guardian will need a valid driver license, military ID or state ID to continue. Please click here to apply for the joint Student product.


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7:00 a.m. to 10:00 p.m., EST, Monday through Friday and 8:00 a.m. to 5:00 p.m., EST, Saturday and Sunday

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Find answers to FAQs and view additional phone numbers so we can further assist you.

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