If you are credit challenged but want to refinance, an FHA loan from PNC Mortgage may be an option for you. These government-backed loans allow qualified buyers refinance a home with more flexible credit requirements.
Key Features and Benefits
- Standard fixed or adjustable rate loans are available
- Can qualify to refinance an existing mortgage up to 97.75%, but if you’re eligible for an FHA Streamline Refinance, an appraisal may not be necessary.