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Ann Mele
Ann Mele Senior Vice President, Enterprise Fraud Management

Ann Mele is a Senior Vice President and is responsible to proactively prevent first and third party from occurring across the enterprise while balancing customer experience, fraud risks and regulations. She celebrates 26 years with PNC and has spent the majority of her career working in Fraud Risk Management, focusing on investigations, control implementation and fraud resolution. She has earned her Bachelor of Science, Criminal Justice degree from the University of Pittsburgh.

Howard Forman
Howard Forman Senior Vice President, Head of Digital Channels, PNC’s Treasury Management Group

Howard Forman supports PNC’s treasury management team as the Head of Digital Channels. His responsibilities include product management, product development and security functions for PINACLE®, PNC’s corporate online and mobile banking portal, as well as direct access channels (data transmission and APIs).

He is a frequent speaker on a variety of topics relating to treasury management, payments and cyber security. He has held leadership positions with national industry associations, including NACHA — The Electronic Payments Association and the Association for Financial Professionals (AFP). Howard is the past chair of the NACHA Blue Ribbon Panel and a past member of The Payments Institute Board of Regents, and has also served on the AFP Payments Advisory Group.

He earned his bachelor of science degree from the University of Pittsburgh.

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