I want to use my University of Cincinnati Bearcat Card as an ATM Card - where do I start? How do I link my University of Cincinnati Bearcat Card to my PNC account? Why do I need a Personal Identification Number (PIN) for my University of Cincinnati Bearcat Card? What if I lose my University of Cincinnati Bearcat Card? I want to use my University of Cincinnati Bearcat Card as an ATM Card - where do I start? It's easy - all you need to do is:
  1. Have a PNC Bank account
  2. Have your student ID Number
  3. Choose whether you want to link online, in person at a branch, or by phone (see detail below)

Then, your Bearcat card can be used at any PNC Bank ATM and at millions of ATMs around the world.

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How do I link my University of Cincinnati Bearcat Card to my PNC account? You have three options for linking your card. No matter which you choose, it should only take a few minutes to "get linked."
Option #1: Online
Do it whenever it’s most convenient for you. Just sign in to your PNC Online Banking account, go to the Customer Service tab and click "Link Campus ID Card" under the Account Services section. On the next page, select your school and follow the easy instructions through the rest of the process, including selecting a unique Personal Identification Number (PIN) for your card in order to use it at ATMs and retail locations that accept STAR.
Option #2: At a PNC Bank branch
Stop by a nearby branch and speak with one of our representatives. Click on "Locate PNC" to find a branch near you. And remember to select a PIN for your card in order to use it at ATMs and retail locations that accept STAR.
Option #3: By Phone
Call 877-PNC-1000 and ask the representative to link your card over the phone. And don't forget to select a PIN for your card in order to use it at ATMs and retail locations that accept STAR.
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Why do I need a Personal Identification Number (PIN) for my University of Cincinnati Bearcat Card? Your unique PIN enables your Bearcat Card to function at ATMs and retail locations that accept STAR for any PIN based transaction.

This PIN is separate from the one you may have selected for your PNC Bank Visa Check Card. But you can choose whether you want the same PIN for both or make them different - whichever makes you more comfortable.

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What if I lose my University of Cincinnati Bearcat Card? If you lose your Bearcat Card, you should immediately remove any existing links to your PNC Bank accounts. You have the following options to remove the link(s):
  1. Sign on to PNC Online Banking account, go to the Customer Service tab and click "Link Campus ID Card" under the Account Services section.
    • Click on the "Remove Accounts" button and follow the instructions to remove the links to all of the PNC Bank accounts that are attached to your Bearcat Card.
    • Your request will be processed immediately; however, the change will not be reflected on Online Banking until the next business day.
  2. If you do not have immediate access to the internet, you should call 877-PNC-1000 as soon as you realize that your Bearcat Card is lost and ask the PNC Bank representative to remove all existing links to your PNC Bank accounts.
  3. Notify the Bearcat Card Center or University of Cincinnati Public Safety at 513-556-4900.

It is very important to remove the account links attached to your Bearcat Card as soon as you realize your card has been lost.

If you lose your Bearcat Card, please remember you must link and assign a PIN to your new ID card. However, you may choose to do so by either going online, or visiting the nearest branch.

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