About PNC

Overdraft Solutions

People make mistakes, so the occasional overdraft can happen. That’s why it’s a good idea to have a PNC Overdraft Solution in place.

This webpage was created to provide you with information about your options, so you can choose the overdraft solutions that are right for you.

PNC Overdraft Solutions
Managing Your Money
Overdraft Q & A

A choice for your consideration.

Here’s what you need to know to make an informed decision about the overdraft solution that’s right for you.

PNC Bank offers Overdraft Coverage for customers who opt into the service. When you make an ATM withdrawal or everyday (one-time) debit card purchase, the bank may cover your transactions, at our discretion, if you overdraw your account. Under a rule that went into effect on July 1, 2010 for new PNC customers and August 15, 2010 for existing PNC customers, we must obtain your affirmative consent to cover your ATM and everyday (one-time) debit card transactions. We will not cover these transactions unless you ask us to by opting in to Overdraft Coverage. We want you to have all the information you need to make the best decision for the way you bank. Click on the tabs above to learn more.

Make the choice that’s right for you!

There’s no right or wrong choice. Just do what makes sense for you. You can opt in or out at your discretion.So if you change your mind, you aren’t locked in to any choice. And remember that we’re always here if you have questions or concerns.

To Opt In or Out For Overdraft Coverage or to learn more about PNC Overdraft Solutions:

  • Sign on to PNC Online Banking, and select the "Manage Overdraft Solutions" link on the Customer Service page to manage both your Overdraft Coverage and Overdraft Protection settings.
  • Call 1-877-588-3605
  • Visit any branch

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