Small Business
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The PNC Advantage for
Retail Businesses
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Retail and restaurant businesses are exciting and energizing endeavors.

But the unique challenges you face can make it hard to control cash and be financially prepared for the unexpected. To help you manage your cash and meet the requirement of fast-paced retail and restaurant operations, the PNC Advantage for Retail Businesses helps you optimize cash flow so you have more time and resources to address the opportunities of the day.

Optimize Your Cash Flow

To help you meet the cash management requirements that are unique to retail operations, PNC offers The PNC Advantage for Retail Businesses - a powerful package of services that provides a comprehensive solution to your end-to-end money management needs.

The PNC Advantage for Retail Businesses
Optimize Cash Flow

Includes core banking components and practical solutions that are uniquely suited with features and services to meet the needs of large and small retail businesses:

  • Accelerate and expand your processes for making and collecting payments
  • Manage receivables to better control cash flow
  • Utilize online tools for better cash position reporting and informed business decision-making
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Working Capital and Credit Solutions

Fast credit access for cash shortfalls or unexpected opportunities:

Additional Resources for Your Employees

Even small companies can offer "big company benefits":

  • PNC WorkPlace Banking is our free financial services program for your employees
  • Flexible employee retirement planning options

Meeting the Needs of Larger Retailers

The PNC Advantage for Retail Businesses isn't just designed for smaller retailers. We can also meet the sophisticated financial needs of more complex businesses, such as larger retail businesses, as well as franchise operations.

As your business grows, you can rely on us for a wide range of leading-edge financial services solutions, including robust Treasury Management services, business-to-business solutions, sophisticated online reporting, and extensive employee services.

Have a Cash Flow Conversation

Our PNC Bankers are eager to listen to your story because every retail business or restaurant is different. We want to hear about how your business operates, where you want to take your business, the opportunities and challenges you face, your aspirations and what drives you.

Get the details on cash flow solutions and retail-oriented products and services we offer to help you run your business more efficiently and effectively.

To learn more about the PNC Advantage for Retail Businesses, locate a PNC Bank branch near you or contact the PNC Advantage Business Banking Service Team at 800-762-7908 between 7:00 a.m. to 10:00 p.m., ET, Monday through Friday and 8:00 a.m. to 5:00 p.m., ET, Saturday and Sunday.


1. Merchant processing cost comparison based on all processing charges shown on a recent processor?s merchant statement. Equipment, software, gateway and cellular service costs excluded from the cost comparison. Offer not available to merchants: processing over $2 million in VisaŽ and MasterCardŽ volume annually; with flat rate pricing; with franchisee or association pricing; with A-ClaimŽ payment solution pricing; that do not qualify for approval under standard credit requirements. $1000 will be paid in the form of a PNC Bank Visa Gift card and issued within 60 days of the cost comparison analysis.

2. All loans and lines of credit subject to credit approval and may require automatic payment deduction from a PNC Bank business checking account. Origination and annual fees may apply.

3. Purchasing cards require credit approval.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

Equal Housing Lender

* Not FDIC Insured. May Lose Value. No Bank Guarantee.  Important Investor Information: Securities and brokerage services are provided by PNC Investments LLC, member FINRA, and SIPC. Annuities and other insurance products are offered by PNC Insurance Services LLC, Inc. a licensed insurance agency. Investment products are not FDIC insured, may lose value and are not guaranteed by PNC Bank, National Association or its bank affiliates. PNC Investments, LLC is a subsidiary of PNC Bank, National Association.