Corporate & Institutional
Automated Clearing House (ACH)

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ACH Debit Origination Services
PNC provides flexible options for originating Automated Clearing House (ACH) entries along with expert staff to assist in the implementation and ongoing support of your program. We can assist your organization with both the technical and practical aspects of using the ACH network. Whether you leverage your own in-house capabilities or engage a third-party processor, some benefits you may receive by integrating ACH into your collection strategy include:
  • More predictable settlement and cash flow
  • Reduced misapplied and late payments
  • Increased payer satisfaction by offering another payment option


Acrobat PDF File Learn more about PNC's ACH Debit Origination Services - download the Product Sheet.

ACH Debit Authorization
PNC Bank's Debit Authorization Service will enable you to authorize debits against your checking account from selected originators, reliably and efficiently. By screening entries and monitoring your accounts for unauthorized ACH debit activity, Debit Authorization services can help you avoid the costly possibility of overlooking a transaction and losing the right of return.


Acrobat PDF File Learn more about PNC's ACH Debit Authorization Service - download the Product Sheet.

ACH Cash Concentration
Cash Concentration Service enables you to consolidate funds into one or more PNC Bank accounts via Automated Clearing House (ACH) debits, allowing for control of the initiation of entries and the destination of ACH debits.

Cash Concentration offers an efficient way to consolidate funds from your local deposit banks or to collect funds from other collection points throughout the country. If you have business customers that wish to pay you electronically on a recurring basis, then you can utilize cash concentration as a means to collect recurring B2B payments.


ACH Initiation through PINACLE Web 
Access to online financial services with the ability to quickly and efficiently initiate transactions and review account information through one source, without costly investment in software or complicated set-up procedures. Web-based ACH Module can solve your business need. Accessible through PNC's PINACLE Web, the ACH Module provides you with a user-friendly method of initiating and tracking your ACH transactions via the Web.


Acrobat PDF File Learn more about ACH services available through PINACLE - download the Service Summary.

Direct Payment 
Allows your organization to electronically debit your customers, whether consumers and/or businesses, for recurring amounts owed.


Acrobat PDF File Learn more about Direct Payment - download the Product Sheet.

ACH Services and certain other products and services require credit approval.

Click here to review the PNC General Disclosure.