Personal Finance
Personal Finance
Identity Theft Protection
Facts about Identity Theft Protection
Identity Theft is a crime in which someone steals key pieces of your information - name, driver's license, Social Security Number, an account number - for his or her fraudulent use. Often identity thieves drain your existing accounts and open new accounts, apply for credit and run up bills in your name.
Typically, they steal information from outside mailboxes and garbage dumpsters. A lot of people have been victims of telemarketing scams and computer hacking. Thieves also pay retail clerks and people at other institutions - like doctors' offices - to copy information about customers and pass it along.
It's a big hassle. First, you can say goodbye to your good credit history, and it can take a lot of work to clear your name. According to the Identity Theft Resource Center, crime victims spend up to 200 hours repairing the damage. Identity Theft can impact your ability to make big purchases, like a car or house, get a passport or new driver's license, and to collect benefits that are due to you

Protect your personal information. Confidentiality is everything - and it's a fundamental principal at PNC. We're dedicated to keeping your personal information secure - and personal. We also suggest that you:

  • Shred any documents with account and other identifying numbers
  • Check your personal credit report quarterly
  • Change your email and other passwords regularly
  • Think twice before sharing personal information with store clerks and telemarketers
  • Get Identity Theft Reimbursement Insurance or use a credit monitoring service
It's the smartest way to check for possible fraud, excessive inquiries and any negative reports. And checking your credit report is easy.
Take action and file a report immediately. As a PNC customer, your first call should be to your bank branch, account representative or 1-888-PNC-BANK to report the situation. You'll also need to file an ID Theft Affidavit and Fraudulent Account Statement. Click to download both forms now. Complete and send them to your bank, credit card companies, mortgage holder, other organizations with which you have financial relationships and all credit bureaus. If a thief has run up your credit cards, drained existing accounts or opened accounts in your name, these forms will make it easier to dispute charges.
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