Small Business
Small Business
Direct Deposit

A safe, fast and affordable way to make payroll.

PNC Direct Deposit is the smart way to pay your employees - or to pay stock dividends, pensions, benefits, bonuses, commissions, tax refunds and expense reimbursements. Funds from your account are electronically transferred to your employees' or any individual's checking or savings accounts. You save the time and money of having to write, deliver, process and store checks. Your employees have access to their money on payday - no trip to the bank necessary. That's a win-win.

Direct Deposit is Secure

Whether you employ or pay benefits to 10 or 100,000 employees, shareholders or retirees, Direct Deposit works for you. On payday, employees get an itemized pay stub. Gross pay, taxes, insurance and other deductions are itemized - along with the amount of money you deposited and the employee's account number. Deposits can be verified by phone, online or at any ATM. There are no paper checks for criminals to steal, alter, forge or counterfeit.

Your Savings Add Up

Converting from paychecks to Direct Deposit is affordable, whether you outsource payroll or handle it internally. Payroll processing software is easy to use, and many packages offer a Direct Deposit formatting feature. Add to that the increases in productivity and the decreases in printing, postage and storage costs, and your business can more than recoup your start-up costs in the first year.

A Benefit Employees Want

Direct Deposit can give you a hiring advantage too. More than half of Americans - 75% - use direct deposit for their pay, and nearly half use it for tax refunds.1 Of those who receive Direct Deposit of their payroll, 97% are very satisfied.1 With PNC Direct Deposit, payments are confidential and don't get lost, paychecks don't get stolen and money is available right on pay day. Plus, employees don't need to leave work to get their check cashed, and can often save on their account fees too.1

Start Saving Time and Money Today

Go to for more information on Direct Deposit. Or call a PNC business banking representative at 800-762-5684 between the hours of 7:00 a.m. to 10:00 p.m., ET, Monday through Friday and 8:00 a.m. to 5:00 p.m., ET, Saturday and Sunday. We'll take you through the benefits and help you find the direct deposit program that's right for your business.

1 Source: Direct Deposit and Direct Payment,