Small Business
Get 0% Introductory APR for the first 13 billing cycles following account opening on Balance Transfers.<sup>1</sup>
Visa Business Credit Card
More rate conscious than interested in earning rewards? We bring back the basics of using credit cards to your business by offering a longer introductory offer, a lower rate thereafter, and great service and convenience. You'll be able to enjoy peace of mind with Zero Liability while protecting your PNC business account with optional overdraft protection.

APPLY ONLINE: It's easy, secure, and takes less than 5 minutes.

Printer Friendly Version

Credit Card At A Glance

 

Travel Rewards Visa Business Credit Card
Introductory Offer Introductory 0% APR for the first 13 billing cycles following account opening on Balance Transfers when the balance is transferred within the first 90 days following account opening.1
Annual Fee $0
Purchase APR 9.99% to 19.99%2
Index +(6.74% - 16.74%)
This APR will vary with the market based on the prime rate.
Cash Advances APR 21.99%
Index +18.74%
This APR will vary with the market based on the prime rate.
Default APR 28.99%
Index + 25.74%
This APR will vary with the market based on the prime rate.
Transaction Fees:
Cash Advances



Balance Transfers


Late Payment





Over Credit Limit
 
Either $10 or 4% of the amount of each cash advance, whichever is greater; $75 maximum

Either $5 or 3% of the amount of each balance transfer, whichever is greater.

$15 for previous balances up to and including $99.99; $29 for previous balances from $100 up to and including $249.99; $39 for previous balances $250 or greater

$39

Benefits
    • Save Money -No Annual Fee and Low Rates -
      • Introductory offer of 0% APR for the first 13 billing cycles following account opening on Balance Transfers1
      • Purchase Rate as low as 9.99%2
    • Protect Yourself and Your Accounts -
      • Optional Overdraft Protection on your business checking account
      • PNC Security Assurance for fraud and identity theft protection
      • Zero Liability limits your liability for fraudulent charges
    • Online Account Management with Online Banking or Account View -
      • Check current balance
      • View transactions
      • Check available credit limit
      • View 13 months transaction data
      • Make payments
      • Download Transaction History
    • Enjoy Visa Benefits - Auto Rental, Roadside Dispatch, Travel Emergency Assistance and more*
    • Find great deals at pnc.com/cardoffers4biz

Other Ways to Apply

Apply by Mail or Fax by printable PDF
Apply at your local branch
Apply by phone by calling 1 800 762 5684. Mon - Fri 7am - 10pm ET. Sat - Sun 8am-5pm ET.
Fill out the contact form and we will contact you

 

* Certain terms, conditions and exclusions apply. Additional details will be provided to Cardmembers.

1. We may end your introductory APR and apply the Penalty APR if you make a late payment. Payments will be applied to pay off low APR balances before paying off higher APR balances. The introductory 0% APR does not apply to purchases or cash advances.

2. Approval for a credit card account and the APR you receive if you are approved, are based on your creditworthiness.

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.

Visa is a registered trademark of Visa International Service Association and used under license.

Equal Opportunity Lender

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC