Small Business
Small Business
Choice Creditsm for Business Line of Credit
An unsecured line of credit that puts funds from between $10,000 up to $100,000 at your fingertips.1 Applying is easy and quick, with reduced paperwork and in most cases, a credit decision in one business day or less. Get peace of mind too, by choosing to use your line of credit for overdraft protection on your PNC Business Checking account.
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Loan At A Glance
Line of Credit amount1 $10,000 to $100,000
Easy access to funds Write a check drawn against the account, transfer funds into an eligible PNC deposit account using online banking or by telephone 
Interest Rates Variable, based on the Prime Rate2
Renewal requirement Subject to annual review and renewal3
Payments Monthly interest plus principal payments automatically deducted from your PNC business checking account. Payment amount is 1.5% of the balance (or a minimum of $100)
Value added extras Provides overdraft protection for your PNC Business checking account
Collateral required None

Benefits
    • Simple and fast loan application and decisioning process - Credit decisions often in one day or less
    • No collateral required - get credit without the hassle of tying up assets
    • Easy funds access - transfer funds online, by telephone, or write a check against the line amount
    • Peace of mind - Use for optional overdraft protection on your PNC business checking account, or unexpected cash flow shortages - it's there for you
1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a PNC Bank business checking account. Origination and annual fees may apply.
2. Prime Rate means the highest prime rate published in the "Money Rates" sectin of the Wall Street Journal for the last day of the preceding calendar month.
3. Annual fee of $175. PNC Bank reserves the right to require submission of tax returns and other business and financial information from time to time.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC