PNC Security Center
Personal Finance
Browser Security and Encryption

Browser Security and Encryption

It is important that you regularly update you browser in order to ensure that you are protected from the latest security vulnerabilities. Use the following links to download the most current 128 bit encryption versions of browsers that maximize your online banking security:

Netscape Navigator or Communicator and Microsoft Internet Explorer
Even with our security system in place, you must share in the responsibility of keeping your financial information secure. Browsers that meet PNC's security standards have the following features:

Encryption
Authenticates that you are accessing The PNC Server, enables the secure exchange of encryption keys between your browser and PNC Web servers in order to encrypt your session with us, and also provides an integrity control that will terminate your session in the event that any information is changed between your browser and the Server.

Server Digital Certificate
Authenticates that you are accessing PNC's server, enables the secure exchange of encryption keys between your browser and PNC's server in order to encrypt your session with us, and also provides an integrity control that will terminate your session in the event that any information is changed between your browser and the Bank's server.

Random changing of encryption session keys
Using Secure Sockets Layer (SSL) protocol, PNC protects the security of the information that passes between your browser and PNC web-server. SSL verifies the identity of your computer and allows a unique and secure Online Banking connection every time via randomly generated encryption keys for each session.

Extended Validation (EV) SSL
PNC uses Extended Validation Secure Socket Layer Certificates (EV SSL) which works with high security browsers (See browser requirements), to help you recognize when you are at the legitimate PNC site and not a "spoofed" site created by fraudsters for purposes of illegally obtaining your personal and financial information. EV SSL signifies that PNC has passed a rigorous identity authentication process, and triggers the browser address bar to display https:// and turn green in Internet Explorer. So when you visit pnc online, look for the green address bar (or a variation of the green bar if other than IE) and be sure to verify that the owner of the PNC site you are intending to visit is indeed PNC.

Browser Encryption Test
Our secure web server will tell you if your browser does not meet PNC minimum Online Banking security standards and will not accept transactions from non-secure browsers.

 

Encryption

What is encryption?
Encryption is the process of transforming meaningful information (cleartext) into coded language (ciphertext). Before any of your personal information is transmitted to the PNC Online Banking service, it is transformed into an unrecognizable string of characters-ensuring that the privacy of your information is maintained as it is transmitted over the Internet. Your information is then decoded into meaningful information upon receipt by PNC Bank.

128-bit vs. 40-bit encryption
While 40-bit encryption provides limited privacy protection, PNC Bank requires that you use 128-bit encryption, which is over 300,000,000,000,000,000,000,000,000 times more powerful than 40-bit encryption and has yet to be compromised.

Random changing of encryption session keys
Using Secure Sockets Layer (SSL) protocol, PNCprotects the privacy of the information that passes between your browser and the Web servers at PNC. SSL verifies the identity of your computer and allows a unique and secure Online Banking connection every time via randomly generated encryption keys for each session.