PNC Flex® Visa® Credit Card

If you tend to carry a balance on your credit card, you want to save on interest and still earn rewards. PNC Flex helps you do both.

Estimate your savings when you transfer your credit card or other debt balances to a new Flex Visa

Enter your current credit card or debt balances

Card / Debt Balances1: Current Interest Rate:
1. %
2. %
3. %

During the 24-month2 promotion period:

Introductory APR*: 1.99%
Introductory Term*: 24 months
Balance Transfer Fee*:
(minimum $5)

NOTE: After the promotion period, a variable APR currently 10.99% to 19.99% based on creditworthiness will be applied.

Calculations & Assumptions: The savings reflected are approximate and are calculated on the difference in interest charges between the higher APR cards you entered and the lower introductory balance transfer APR offered by PNC Bank. Actual savings may be impacted based on your purchase and payment activity. Fees other than the balance transfer fee are not taken into consideration. No upper limit to balance transfer fees are considered. Additionally, it is assumed that no other balances are on the account other than the transferred balance that is subject to the promotional rate. For purposes of this calculator, the minimum payment is calculated as 1% of principal balance plus interest and fees. Your minimum payment may be different. See your credit card agreement for details.

1. Balance transfer amount are subject to limitations and restrictions.

2. The promotion period is the first 24 billing cycles following account opening when the balances is transferred within the first 90 days following account opening.

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It's safe and secure and takes less than 5 minutes. Get a response in minutes and your card in 7-10 days

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*Important Information About Rates and Fees

**Rewards Program Terms and Conditions

Need Help?

Call 1-800-762-5684

  • Mon - Fri: 7am - 10pm ET
  • Sat - Sun: 8am - 5pm ET

Ways to Apply

  • Online through the website

  • By phone

    Call 1-800-762-5684

    • Mon - Fri: 7am - 10pm ET
    • Sat - Sun: 8am - 5pm ET
  • In person at a branch

  • Offline through a printable application to mail or fax.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Flex is a registered mark of the PNC Financial Services Group, Inc.

See the PNC points Program Terms and Conditions for details. PNC Bank reserves the right to change or terminate the PNC points program at any time.

PNC points is a registered mark of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC