PNC points® Visa® Credit Card

If you like seeing points add up quickly and turning them into exciting rewards, then the PNC points Visa credit card gives you lots of opportunities.

Introductory Offer

  • Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

    And, introductory 0% APR for the first 12 billing cycles following account opening on purchases.

    Then a variable APR, currently 11.99% to 21.99%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

     

No Annual Fee*

Earn 4 points for every $1 in qualifying purchases


Boost your earning potential with a qualifying checking account

When you have a qualifying checking account and meet minimum balance or direct deposit requirements:
  • Get a 75% bonus on the base points you earn - the best level of reward - with a PNC Virtual Wallet with Performance Select or PNC Performance Select checking account.
  • Get a 50% bonus on the base points you earn - with a PNC Virtual Wallet with Performance Spend or PNC Performance Checking Account
  • Get a 25% bonus on the base points you earn - with a PNC Virtual Wallet
  • See Summary of PNC points Rewards Program

Redeem for exciting rewards

  • Redeem points for cash rewards, merchandise, gift cards, travel and more

Rates and Fees

Introductory Offer Introductory 0% Annual Percentage Rate (APR) on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.

And, introductory 0% APR on purchases for the first 12 billing cycles following account opening.

Then, the purchase and balance transfer APR.

Annual Fee $0
Purchase & Balance Transfer APR 11.99% to 21.99%, based on creditworthiness.
This APR will vary with the market based on the prime rate.
Cash Advances APR 21.99%
This APR will vary with the market based on the prime rate.
Penalty APR 28.99%
This APR will vary with the market based on the prime rate
Minimum Interest Charge $1.50
Transaction Fees:
Balance Transfers

Cash Advances

Foreign Transaction

Either $5 or 3% of the amount of each balance transfer, whichever is greater

Either $10 or 4% of the amount of each cash advance, whichever is greater

3% of each foreign transaction in U.S. dollars
Penalty Fees:
Late Payment

Returned Payment

Up to $35

Up to $35
  Important Information About Rates & Fees

Apply Now

It's safe and secure and takes less than 5 minutes. Get a response in minutes and your card in 7-10 days

Apply Now

*Important Information About Rates and Fees

**Rewards Program Terms and Conditions

Need Help?

Call 1-800-762-5684

  • Mon - Fri: 7am - 10pm ET
  • Sat - Sun: 8am - 5pm ET

Ways to Apply

  • Online through the website

  • By phone

    Call 1-800-762-5684

    • Mon - Fri: 7am - 10pm ET
    • Sat - Sun: 8am - 5pm ET
  • In person at a branch

  • Offline through a printable application to mail or fax.

Visa is a registered trademark of Visa International Service Association and used under license.

See the PNC points Program Terms and Conditions for details. PNC Bank reserves the right to change or terminate the PNC points program at any time.

PNC points is a registered mark of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC