Buying from a Dealer

Auto lenders offer on-site financing, but at PNC Bank you can apply for the auto loan you need in minutes — and in most cases get a decision in as little as 15 minutes — all from the comfort of your home. Plus, with PNC Check Ready,¹ you'll get a "blank" check that you can fill out for up to your approved loan amount in just one day!²

Key Features and Benefits

  • Use your PNC Check Ready check to purchase a new or used car from a licensed dealer located in the United States¹
  • Shop with "blank" check in hand with PNC Check Ready¹
  • Competitive rates and loan amounts between $7,500 and $50,000

Check Rates

Check auto rates in your area

How PNC Check Ready Works

Step 1: Research
Research how much car you can afford by reviewing rates and monthly payment options.Use the NADAguides to look up the value of new and used cars.

Step 2: Apply
Apply for your PNC Check Ready¹ auto loan online.

Step 3: Get a Decision
Get a decision fast! In most cases you'll get a decision in 15 minutes. If approved you can have your PNC Check Ready check sent overnight to your home.¹, ²

Step 4: Shop with Confidence
Shop like a cash buyer and hit the road faster with PNC Check Ready. Use your PNC Check Ready check at a licensed dealer up to 30 days after your loan approval.¹

Apply Now

Apply online in minutes. Have a "blank" check in hand in one day!²

Apply Now

Other Ways to Apply

  • By phone

    Call 1-888-370-7344

    • Mon - Fri: 7am - 10pm ET
    • Sat - Sun: 8am - 5pm ET
  • In person at a branch

Already Applied,
Need Help?

Call 1-866-522-2517

  • Mon - Fri: 8am - 8pm ET
  • Sat : 9am - 3pm ET
  1. Approval for a PNC Auto Loan is subject to meeting established credit criteria. Certain restrictions and conditions apply.
  2. Excludes Sundays and holidays.