Capital Directions®

Together with your PNC Investments representative, you'll select an appropriate asset allocation model based on your risk tolerance and investment objectives. These models are comprised of professionally screened mutual funds and ETFs, and are the foundation of the Capital Directions program.

Features & Benefits

  • Your portfolio automatically rebalances to its target asset allocation as needed
  • Diversified portfolios are designed to help reduce investment risk over time
  • Approved mutual funds and ETFs are carefully screened, selected and monitored on an ongoing basis
  • Quarterly performance reports detail the performance of your portfolio throughout the year

Designed for clients who:

Are looking for the convenience of professional management and the personalization of a customized investment strategy.

Minimum account size


Program Models

The PNC Asset Management Group has developed eight asset allocation models that have been approved by PNC Investments.

Pricing & Fees

For pricing and fee information, please contact a PNC Investments professional.

Documents & Articles


Unless otherwise noted, the following resources are provided by affiliates of PNC Investments.

Investment Outlook & Market Commentary

Top PNC Wealth Management® analysts discuss their latest thinking on financial markets in an audio/visual presentation.
Learn more

Investment Corner

Key PNC thought leaders detail the impact of market activity on investment options through e-Newsletters, market commentary, videos and upcoming events.
Learn more

Economic Reports

Stuart G. Hoffman, Chief Economist for The PNC Financial Services Group monitors the key macro-economic factors influencing regional, national and international economics.
Learn more

Before you invest in Capital Directions:

  • Inform yourself of the associated risks and costs
  • Contact a PNC Investments professional to receive the Capital Directions disclosure document for your review

Ways to Get Started

We can help you choose the account that's best for you. Call today to schedule an appointment.


  • By phone
    Mon - Fri: 8am - 7pm ET
    Sat: 9am - 4pm ET

  • Visit a Branch

  • Complete the contact form to have us contact you.

Need Help?


  • Mon - Fri: 8am - 7pm ET
  • Sat: 9am - 4pm ET

This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC Investments and its affiliates and vendors do not provide legal, tax or accounting advice.

Important Investor Information: Brokerage and insurance products are:

Securities and brokerage services are provided by PNC Investments LLC, a registered broker-dealer and investment adviser and member FINRA, and SIPC. Annuities and other insurance products are offered by PNC Insurance Services LLC, a licensed insurance agency.

This material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.

PNC Investments does not guarantee the performance of any investment. Investing results may vary. Investments may lose money. Diversification and asset allocation may not prevent a loss of investment.

PNC Investments LLC, PNC Insurance Services, LLC and PNC Bank, National Association are each affiliated with The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC.