Cloud Computing and Merchant Processing: The Benefits of Processing Payments "In the Cloud"
There's a good chance you've heard of cloud computing, but maybe you aren't sure exactly what it's all about. Or more specifically, how "the cloud" might impact merchant card processing.
Visa's CISP Data Security Standard Explained
Much has been written about Visa's Cardholder Information Security Program (CISP) -- the security standard for merchants wishing to store merchant credit card data. Truth be told, the standard can be confusing, and much of it involves areas that merchants are not actually involved with (e.g., data center security). But, ultimately, the standard boils down to three essential areas for merchants.
Debit Card Processing:
Why the Answer to "Debit or Credit?" Matters
Years ago, environmentally conscious grocers started asking customers whether they wanted their groceries bagged in "paper or plastic?"
Now, many merchants are asking customers at the point of sale a different, but vitally important, question: "Debit or credit?"