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Security Benefits of Online Banking

Your finances stay safe with enhanced protection features.

Online banking offers more than just the convenience of easy access to funds and banking information to help you manage cash flow. Here are a few of ways online banking keeps financial information secure.

Real-Time Access

Online banking improves security of your financial information. Rather than waiting to review a monthly statement, you can monitor your account from anywhere at any time. If you notice an unauthorized transaction when you log in at 3:00 p.m. on a Saturday, you can contact your bank immediately to minimize losses and damages.

Online Security Features

Online banking includes security features not found with traditional banking. Unlike paper statements that can be stolen, online banking information is encrypted, making it much more difficult for fraudsters to access account information. Extended Validation SSL (EV SSL) visually confirms that you are at a safe banking site. Layered security includes firewalls to prevent fraudsters from hacking into accounts.

Stay Alert

Email and text alerts can keep you informed and aware of any issues with your account. You determine the type and frequency of alerts, but options include being notified when a direct deposit is made, when your account balance falls below a certain threshold and when online, phone and international credit card purchases are made.

Got You Covered

In the rare instance of a security breach, online banking limits your liability. If you contact your bank promptly when you see unauthorized transactions, you are covered. Banks also often make a guarantee that online banking payments will arrive by the stated deadline.

Do Your Part

While online banking provides a host of security features, businesses are also partners in protecting financial information.

  • Keep passwords secret and use a variety of letters, numbers and special characters to make passwords difficult to guess.
  • Never store passwords in unsecure locations, such as your desk or wallet.
  • Don't use social security numbers or other critical information for passwords
  • Select a different password for online banking than you do for other sites.
  • Update anti-virus and security software to defend against threats from malware, viruses and phishing scams.


The article you read was prepared for general information purposes by McMurry. These articles are for general information purposes only and are not intended to provide legal, tax, accounting or financial advice. PNC urges its customers to do independent research and to consult with financial and legal professionals before making any financial decisions.These articles may provide reference to Internet sites as a convenience to our readers. While PNC endeavors to provide resources that are reputable and safe, we cannot be held responsible for the information, products, or services obtained on such sites and will not be liable for any damages arising from your access to such sites. The content, accuracy, opinions expressed, and links provided by these resources are not investigated, verified, monitored or endorsed by PNC.