Capital Directions® is a mutual fund-based asset allocation program that's tailored to your personal investing goals and structured to provide you with the benefits of professional management through a diversified portfolio of investments.
Your Capital Directions portfolio begins with your PNC Investments representative, who will work with you to select an appropriate asset allocation and then choose a portfolio of professionally screened mutual funds based on your individual goals and circumstances.
The appropriate asset allocation1 of your Capital Directions portfolio is a very important step and PNC's investment experience supports you along the way. PNC's Investment Policy Committee2 plays a key role in setting the overall asset allocation strategies utilized by its trust and institutional clients. You benefit as similar strategies are part of PNC Investments' Capital Directions program.
Professionally Managed Portfolios Point You Toward Your Goal
Capital Directions keeps you on track with a disciplined and professional investment management approach for your portfolio:
Diversification -- Investment programs are implemented through fully diversified portfolios designed to reduce investment risk over time, while still offering market exposure.
Tactical Asset Allocation -- our asset allocation strategy is regularly monitored and re-evaluated based on changing needs and market conditions.
High-Quality Investments -- Over 100 industry-leading mutual funds are carefully screened, selected and monitored on an ongoing basis.
Staying on Track
Putting your portfolio in place is just the beginning. With Capital Directions, PNC Investments will help keep you on course by monitoring your investments. Over time, your portfolio allocation may shift as a result of market activity. PNC Investments continuously monitors your account strategy and automatically rebalances your portfolio to its target asset allocation as needed.
Life events may change your goals, time horizon or risk and return preferences. Your Financial Advisor will regularly, and at minimum annually, check in with you to ensure your investments stay aligned with your needs and circumstances.
Learn More About the Capital Directions Difference
Call us today at 800-762-6111, 8:00 am - 6:00 pm ET, Monday - Friday, to schedule an appointment to discuss your investment needs.
1 Asset allocation does not ensure a profit or protect against a loss.
2 PNC Bank's Investment Product Committee provides asset allocation models, as well as other economic research and commentary, to PNC Investments for use in providing advisory services related to Capital Directions.
PNC Investments does not offer tax, accounting or legal advice. Please consult your tax advisor, accountant or attorney before making any decision that may affect your tax or legal situation.
Capital Directions is a registered trademark of the PNC Financial Services Group, Inc. and is a proprietary product of PNC Bank, National Association.
Affiliates of PNC Investments receive compensation from some mutual funds used in Capital Directions for providing investment, advisory and other services. Mutual fund shares are not deposits or obligations of, or guaranteed or endorsed by, any bank, and are not federally insured by the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board or any other agency. An investment in mutual fund shares involves certain risks, including the possible loss of principle. There can be no assurance that a fund's investment objective will be achieved.
Investments in money market funds, like other mutual funds, are neither insured nor guaranteed by the U.S. Government, and there can be no assurance that a money market mutual fund will be able to maintain a net asset value of $1.00 per share. International investing involves certain risks, such as currency fluctuations, economic and political instability and potential foreign taxation. These risks may be magnified in emerging markets.
Asset allocation and diversification strategies do not assure a profit or guarantee against loss.
Investors should carefully consider the investment objectives, risks, charges, and expenses of mutual funds before investing. This and other important information is contained in each fund's prospectus which can be obtained from a financial professional and should be read carefully before investing.
Important Investor Information: Brokerage and insurance products are:
Securities and brokerage services are provided by PNC Investments LLC, a registered broker-dealer and investment adviser and member FINRA, and SIPC. Annuities and other insurance products are offered by PNC Insurance Services LLC, a licensed insurance agency.