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Automated Clearing House (ACH)

Pay your suppliers, vendors, government taxes and employees through PNC's Automated Clearing House services. You'll reduce costs while disbursing funds.

ACH Credit Origination Services
PNC provides flexible options for originating Automated Clearing House (ACH) entries along with expert staff to assist in the implementation and ongoing support of your program. We can assist your organization with both the technical and practical aspects of using the ACH network. Whether you leverage your own in-house capabilities or engage a third-party processor, some benefits you may receive by integrating ACH into your disbursement strategy include:

  • More predictable settlement and cash flow
  • Reduced lost check and fraud expense
  • Increased payee satisfaction through prompt payment
Acrobat PDF File Learn more about PNC's ACH Credit Origination Services - download the Product Sheet.

ACH Debit Authorization
PNC Bank's Debit Authorization Service will enable you to authorize debits against your checking account from selected originators, reliably and efficiently. By screening entries and monitoring your accounts for unauthorized ACH debit activity, Debit Authorization services can help you avoid the costly possibility of overlooking a transaction and losing the right of return.
Acrobat PDF File Learn more about PNC's ACH Debit Authorization Service - download the Product Sheet.


Direct Deposit
Direct Deposit allows you to automatically deposit funds into an employee's bank account via the Automated Clearing House (ACH) network. Direct deposit can also be used to disburse employee expense reimbursements, pension or annuity payments and shareholder dividends. 

PNC's electronic payroll direct deposit and paycard also lets you offer employees an electronic and efficient method for receiving their recurring payroll whether they have a bank account or not. In combination, these services offer a cost-effective way to completely automate disbursement of wages and other payments to your employees.

Acrobat PDF File Learn more about PNC's Direct Deposit Program - download the Product Sheet.
Acrobat PDF File Learn more about PNC's Electronic Payroll Direct Deposit and PayCard - download the Product Sheet.

Automate ACH Initiation through PINACLE 
Access to online financial services with the ability to quickly and efficiently initiate transactions and review account information through one source, without costly investment in software or complicated set-up procedures. Web-based ACH Module can solve your business need. Accessible through PNC's PINACLE, the ACH Module provides you with a user-friendly method of initiating and tracking your ACH transactions via the Web.
Acrobat PDF File Learn more about ACH services available through PINACLE - download the Service Summary.


ACH Services require credit approval.

Click here to review the PNC General Disclosure.