Small Business
Small Business
Depository Services

We can help you meet your daily cash needs

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For companies that do a large volume of business in cash, PNC offers a convenient and secure solution for managing your currency deposits and meeting your daily cash needs. With PNC's Depository Services, you can concentrate funds into a central account, reconcile each depository account individually, and receive timely and accurate deposit information. This consolidation can be performed across our entire geographic service area. Our Depository Services include:

  • Demand Deposit Accounts (DDAs)
  • Zero Balance Accounts
  • Deposit Reconcilement services

These services, and their features, support your ability to manage funds efficiently, especially when your DDA needs are more than just the basics.

Acrobat PDF File Learn more about PNC's Depository services - download the Product Sheet.
PNC's Cash Logistic Services services save time and expense
PNC's convenient Cash Logistic Services services and network of money room sites can help you reduce the time and costs involved with collecting and counting cash. No longer will you need to make multiple trips to your local bank branch office. You can transport your cash deposits via a secure, armored carrier to more than 100 money room sites across the country.
Acrobat PDF File Learn more about PNC's Cash Logistic Services - download the Product Sheet.

Deposits made prior to our daily cutoff time will be credited to your account on the day of collection, so you can maximize your access to working capital and free up your staff to concentrate on more value-added tasks. Daily reports provided via our PINACLE information reporting system will create an audit trail and let you keep track of all your deposits.

To meet your needs for cash on hand, you can enjoy the convenience of a Web-based or an automated touch-tone ordering system to place currency/coin orders up to 14 days in advance. For more information, please contact your Treasury Management Officer.

Image Cash Letter
PNC's Image Cash Letter service leverages your existing imaging infrastructure to capture images of consumer and business checks received at your office, and transmit them to PNC for processing. With Image Cash Letter you can:

  • Streamline deposit preparation
  • Expedite funds availability
  • Reduce the costs, time and risks involved with transporting paper checks to the bank
Acrobat PDF File Learn more about PNC's Image Cash Letter - download the Product Sheet.

Return Check Management Services
PNC's Return Check Management Services offer a variety of options to manage your returned checks including:

  • Special Handling
  • File Transmission
  • Online Imaging and Reporting
  • Electronic Check Re-presentment (RCK)

A single service or a combination of services enables you to efficiently manage returns via both paper and electronic check re-presentment.

Acrobat PDF File Learn more about PNC's Return Check Management Services

Commercial Deposit Service lets you make deposits at the branch with one fee
For businesses that need the convenience of depositing their daily register receipts, PNC Commercial Deposit Service offers a simple pricing model, eliminating the need to reconcile multiple bank charges normally assessed for this activity. Information on all deposit transactions to your account can still be provided for each depositing location. One fee for the branch deposit will be charged and will exclude any fees for cash verification or night bag processing, making it easier to determine expenses by location.

Contact a PNC Business Banker, or call us at 800-762-5684 between the hours of 7:00 a.m. to 10:00 p.m., ET, Monday through Friday and 8:00 a.m. to 5:00 p.m., ET, Saturday and Sunday, to discover how this service could work for your business.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC