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Check Scams
Additional Resources:
Reporting Suspected Fraud or Identity Theft:
Call us at 1-888-PNC-BANK
Visit one of our branches.
Complete the secure contact form.

For years, thieves have used check scams to steal both money and identities.  Check scams can be difficult to detect, as they can take many forms.  While some check scam cases involve simply grabbing checks from mailboxes and cashing them, other fraudulent activities involving checks can include:

  • stealing the information printed on a check to access and empty accounts
  • fraudulent sweepstakes or contests where victims are asked to send in a check to claim their winnings
  • work-at-home schemes where victims are requested to send money to get started in business

Take steps to protect yourself from becoming a victim of check scams:

  • Don't have your Social Security Number printed on your checks.
  • Don't leave bills or other mail sitting in your mailbox.  If you are going to be away from home for even a short period of time, have someone you trust pick up your mail daily.
  • Use direct deposit rather than paper checks for regular payments such as your pay check, Social Security check or pension check.
  • Don't respond if you are asked to write a check to claim a prize.  Also, don't send checks in response to work-at-home ads.
  • Don't cash checks from people you don't know and were not expecting, especially if they are drawn on a bank from a foreign country.

Notify PNC immediately if:

  • you notice checks missing from your checkbook, or if you lose your checkbook.
  • you order checks and they don't arrive, or if the packaging is damaged.
  • you are asked to deposit a check in an account in order to help someone else's check clear.
  • your checking account numbers fall into the wrong hands, or if an online account connected to your checking account is compromised.