Agriculture is an industry with unique banking needs due to cash flow seasonality and marketplace cyclicality. A custom banking approach is necessary to keep your cash flow consistent and predictable. Whether you're a lifestyle farmer, own a small farm, operate a large commercial farm, or run an agri-business, PNC has the products, services and experience to help you achieve your goals.
Understanding Agriculture Production
PNC is one of the Top 20 agriculture banks in the nation1 and has supported the industry for many years.
You require bankers that understand how a farm or agri-business operates, in addition to the market trends that may impact your business and financial stability. At PNC, we have a dedicated staff of agricultural bankers devoted to keeping your farm or agri-business running smoothly and profitably. Our sales team is committed to building solid, long-term relationships with agriculture producers and agri-businesses.
PNC is also dedicated to the communities where agriculture producers work and live through our close working relationships with agricultural associations and local extension offices, in addition to supporting county fairs and industry specific conventions.
Improve and Regulate Your Cash Flow
Your cash flow cycle can be inconsistent and unpredictable. We understand the unique challenges your business faces and the special role that cash flow plays in your success. To help you succeed we provide an array of solutions to optimize your business cash flow.
Whether you need financing for crops, livestock, or major equipment purchases, PNC has solutions that make your business more predictable, including flexible repayment schedules2. Additionally, we can help accelerate the collection of receivables, monitor and project cash, and improve the ways you make payments. We also offer a full suite of online tools and reporting for easy account analysis. Explore all of these solutions in more detail below.
Understand, Project, Act
The health of your business depends on your ability to analyze performance and confidently make decisions that will help you achieve your goals. With Cash Flow InsightSM, you can visualize your cash flow week-to-week, month-to-month and even year-to-year with innovative views so you can see trends that may help with future projections. See how it works »
Start with the Right Business Checking Account
PNC offers Agriculture Industry Solutions Checking SM to meet the needs of your farm or agri-business. Smaller agriculture businesses may also want to consider our Business Checking accounts to find the PNC checking account tailored to your requirements.
Talk to us about your agriculture business, where you want it to go, and how we can help you get it there. Your PNC Agricultural Banker will identify key components of your business' revenue cycle, and help you select the options best suited for your needs.
Contact an Agricultural Banker near you, or call us at 877-535-6315, 7:00 a.m. to 10:00 p.m., ET, Monday through Friday and 8:00 a.m. to 5:00 p.m., ET, Saturday and Sunday.
Learn about Cash Flow Solutions for Agriculture:
1. As reported by the FDIC, based on aggregate loan volume.
2. All loans and lines of credit subject to credit approval and may require automatic payment deduction from a PNC Bank business checking account. Origination and annual fees may apply.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC