Personal Finance
Overdraft Solutions

People make mistakes, so the occasional overdraft can happen. That's why it's a good idea to have a PNC Overdraft Solution in place. Here, you will find information about your options, so you can choose the overdraft solutions that are right for you.
PNC Overdraft Solutions
Managing Your Money
Overdraft FAQs

A choice for your consideration.

Here's what you need to know to make an informed decision about the overdraft solution that's right for you.

PNC Bank offers Overdraft Coverage for customers who opt into the service. When you make an ATM withdrawal or everyday (one-time) debit card purchase, the bank may cover your transactions, at our discretion, if you overdraw your account. We must obtain your affirmative consent to cover your ATM and everyday (one-time) debit card transactions. We will not cover these transactions unless you ask us to by opting in to Overdraft Coverage. We want you to have all the information you need to make the best decision for the way you bank. Click on the tabs above to learn more.

Make the choice that's right for you!

There's no right or wrong choice. Just do what makes sense for you. You or your joint owner may revoke your opt-in or opt-out choice at any time.

To Opt In or Out For Overdraft Coverage or to learn more about PNC Overdraft Solutions:

  • Sign on to PNC Online Banking, and select the "Manage Overdraft Solutions" link on the Customer Service page to manage both your Overdraft Coverage and Overdraft Protection settings.
  • Call 1-877-588-3605
  • Visit any branch

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