Small Business
Take advantage of a 0.99% Introductory APR until September 2010 on Balance Transfers.<sup>1</sup>
points Visa Business Credit Card
The PNC points Visa® Business Card lets you earn while you spend and perform your everyday banking. It offers flexible repayment terms, payment tracking and reporting for increased financial control and keeps your business and personal expenses separate while rewarding you for both.

APPLY ONLINE: It's easy, secure, and takes less than 5 minutes.

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Credit Card At A Glance


Introductory Offer 0% APR for the first 9 billing cycles following account opening on Purchases1
Annual Fee $0
Purchase APR 10.99% to 19.99%2
Index +(7.74% - 16.74%)
This APR will vary with the market based on prime rate.
Cash Advances APR 21.99%
Index + 18.74%
This APR will vary with the market based on prime rate.
Default APR 28.99%
Index + 25.74%
This APR will vary with the market based on the prime rate.
Transaction Fees:
Cash Advances

Balance Transfers

Late Payment

Over Credit Limit
Either $10 or 4% of the amount of each cash advance, whichever is greater; $75 maximum

Either $5 or 3% of the amount of each balance transfer, whichever is greater.

$15 for previous balances up to and including $99.99; $29 for previous balances from $100 up to and including $249.99; $39 for previous balances $250 or greater


    • Earn PNC points® - 5 points for every $1 in qualifying purchases* -
      • Get rewarded for your everyday purchases
      • No maximum to your earning potential
      • Combine your personal and business points to get even greater rewards
      • Redeem with as few as 3,000 points
      • Reward options include merchandise, gift cards, travel, and even cash back
    • No Annual Fee
    • Optional Overdraft Protection
    • Online Account Management with Online Banking or Account View -
      • Check current balance
      • View transactions
      • Check available credit limit
      • View 13 months transaction data
      • Make payments
      • Download Transaction History

Other Ways to Apply

Apply by Mail or Fax by printable PDF
Apply at your local branch
Apply by phone by calling 1 800 762 5684. Mon - Fri 7am - 10pm ET. Sat - Sun 8am-5pm ET.
Fill out the contact form and we will contact you


* A "Qualifying Purchase" is any purchase which is processed or submitted through the Visa U.S.A. Inc. payment system made with an enrolled or Linked Check Card or Credit Card and includes signature-based and PIN-based purchases, Internet purchases, phone or mail order purchases, or bill payments (other than to another financial institution), contactless purchase (purchase made by holding your Card or other device up to a secure reader instead of swiping your Card) or small dollar purchase for which you are not required to sign.

See the PNC points Program Terms and Conditions for details. PNC Bank reserves the right to change or terminate the PNC points program at any time.

PNC points is a registered mark of The PNC Financial Services Group, Inc.

1. We may end your introductory APR and apply the Penalty APR if you make a late payment. Payments will be applied to pay off low APR balances before paying off higher APR balances. The introductory 0% APR does not apply to cash advances or balance transfers.

2. Approval for a credit card account, and the APR you receive if you are approved are based on your creditworthiness.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.

Equal Opportunity Lender

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC