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The material presented herein is of a general nature and does not constitute the provision by PNC of investment, legal, tax, or accounting advice to any person, or a recommendation to buy or sell any security or adopt any investment strategy. Opinions expressed herein are subject to change without notice. The information was obtained from sources deemed reliable. Such information is not guaranteed as to its accuracy.

The PNC Financial Services Group, Inc. (“PNC”) uses the marketing names PNC Private Bank^® and PNC Private Bank Hawthorn® to provide investment consulting and wealth management, fiduciary services, FDIC-insured banking products and services, and lending of funds to individual clients through PNC Bank, National Association (“PNC Bank”), which is a Member FDIC, and to provide specific fiduciary and agency services through PNC Delaware Trust Company or PNC Ohio Trust Company. PNC uses the marketing name PNC Institutional Asset Management® for the various discretionary and non-discretionary institutional investment, trustee, custody, consulting, and related services provided by PNC Bank, and investment management activities conducted by PNC Capital Advisors, LLC, an SEC-registered investment adviser and wholly-owned subsidiary of PNC Bank. PNC uses the marketing names Retirement 1-on-1® for employee education service provided by PNC Bank. PNC 不提供法律、税务或会计建议，但根据书面税务服务协议提供的税务建议除外。PNC 银行未根据《Dodd-Frank 华尔街改革与消费者保护法案》注册为市政顾问。

"PNC Private Bank", "PNC Private Bank Hawthorn", "PNC Institutional Asset Management" and "Retirement 1-on-1" are registered marks, of The PNC Financial Services Group, Inc.

投资：不受 FDIC 保险保障。无银行担保。可能失去价值。