Business Risk Management Solutions
Find out how your business can reduce 5 kinds of risk.
What Kinds of Risks Does Your Business Face?
Every day you discover more about the risks affecting your business – attracting and retaining the right talent, fighting cyber payments fraud, managing cash transactions securely and reducing interest rate and currency exposure. Some risks are obvious. Others are not. We can help you identify the primary risks your business faces and deliver new ways to mitigate them. Contact a PNC Commercial Relationship Manager to learn more.
Employee Programs to Attract and Retain Talent
Attracting and retaining the right talent may be one of your greatest challenges. One way to reduce turnover risk and keep your workforce engaged is by offering robust and compelling benefits. PNC can work with you to design and implement programs specifically focused on your needs:
- 401(k) plans.
- Health savings accounts.
- Financial wellness programs.
- PNC Workplace Banking.
Tools to Manage International Transaction Risks
PNC offers tools that can help make it easier for you to manage your international business and transactions while reducing risk:
- PINACLE®, PNC’s top-rated mobile and online banking portal, can help you efficiently transfer funds internationally and reduce F/X risk.
- PNC's Import, Export and Standby Letters of Credit can help you more securely and conveniently transact business internationally.
Ways to Mitigate Payments Fraud
Eighty two percent[1] of companies were targets of payments fraud in 2018. PNC’s tools can help you:
- Reduce check disbursement risk.
- Maintain tighter control over check issuance and payment.
- Define debit controls and block ACH debits and checks from posting.
Cash and Check Handling Tools
Businesses that handle large amounts of cash or checks face significant risks, including human error, theft and counterfeiting. PNC’s solutions include:
- Cash Logistics services designed to help you handle daily operating cash efficiently and securely.
- PNC’s Remote Safe Solution to help manage cash at the cashier level and improve accountability.
- Deposit On-Site® and Deposit On-Site Mobile to help prevent checks from being transmitted twice and provide additional security controls.
Interest Rate Risk Mitigation
Who knows where interest rates will head next? PNC offers financial products that can help protect against fluctuations in interest rates such as:
- Interest rate swap to lock-in a fixed rate for a floating rate loan.
- Interest rate cap to cap the interest rate on a floating rate loan.
- Treasury lock or forward starting swap to hedge the interest rate on a debt issuance.
More Insight For Your Business
Ideas and Insights to Help Reduce Your Business Risk
Managing Interest Rate Risk with Forward Starting Swaps
Mitigating uncertainty and risk can be critical to a successful commercial real estate project.
Protecting Against Fraud:
A Checklist of Considerations for Your Organization
Protect your company from fraud by following proven best practices, diligently monitoring accounts for fraudulent activity, and reporting to your bank in a timely manner to increase the likelihood of recovering funds.
Important Legal Disclosures & Information
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2019 AFP® Payments Fraud and Control Survey — Report of Survey Results.
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2019 AFP® Risk Survey Report: The Evolving Treasury Ecosystem.
PNC does not charge a fee for the Mobile Banking service. However, a supported mobile device is needed to use Mobile Banking. Also, your wireless carrier may charge you for data usage. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.
Deposit On-Site and Deposit On-Site Mobile® are registered marks of The PNC Financial Services Group, Inc. (“PNC”).
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