PNC points®

PNC points is a rewards program that lets you earn points for the day-to-day purchases you’re already making.

PNC points®

PNC points is a rewards program that lets you earn points for the day-to-day purchases you’re already making.

Redeem Your Points for a Variety of Rewards

You've earned the points, now enjoy them.

  • You’ll automatically be enrolled in the PNC points® Program.
  • There’s no limit to the number of points you can earn.
  • Redeem your points to help pay for purchases with just a tap - directly through PNC Pay® on your Android device. Learn more
  • Choose from thousands of reward redemption options, including cash back, gift cards, name-brand merchandise, Apple Products, or to book travel.

All points expire at the end of the month, 48 months after they were added to your PNC points account.


Here are some of our most popular rewards[1]

Redeem Your Points for a Variety of Rewards

You've earned the points, now enjoy them.

  • You’ll automatically be enrolled in the PNC points® Program.
  • There’s no limit to the number of points you can earn.
  • Redeem your points to help pay for purchases with just a tap - directly through PNC Pay® on your Android device. Learn more
  • Choose from thousands of reward redemption options, including cash back, gift cards, name-brand merchandise, Apple Products, or to book travel.

All points expire at the end of the month, 48 months after they were added to your PNC points account.


Here are some of our most popular rewards[1]

Gift Cards (Brands)

  • Amazon
  • Bass Pro
  • Best Buy
  • Disney
  • Lowes
  • Starbucks
  • Target
  • Texas Roadhouse
  • TJ Maxx / Marshall's
  • Walmart

Merchandise (Brands)

  • Apple 
  • Dyson
  • Hewlett-Packard (HP)
  • JBL
  • Ninja
  • Nintendo
  • Samsung
  • Sony Playstation
  • TaylorMade
  • YETI

Apple Products

  • AirPods 4 with Active Noise Cancelling
  • AirPods 4
  • AirPods Pro 3 Noice Cancelling
  • AirPods Pro 2nd Gen
  • 11" iPad 128GB
  • AirTag 4-pack
  • AirPods Max
  • 15" MacBook Air
  • Pencil Pro

Travel Providers

  • American Airlines
  • Delta Airlines
  • United Airlines
  • Alamo Rental Car
  • Budget Rental Car
  • Enterprise Rental Car
  • IHG Hotel Brands
  • Marriott Hotel Brands
  • Live Concert & Sporting Events Tickets
  • Royal Caribbean Cruise Line

Get Started

PNC Bank customers are auto-enrolled in PNC points.

You are auto-enrolled in PNC points, if you have a PNC points® Visa® credit card. Once you are participating in PNC points, you will be auto-enrolled in PNC Purchase Payback®.

Use your PNC points® Visa® Credit Card. Get points. It’s that simple.

Earn 4 points for every $1 in purchases+. And with a qualifying checking account, you can get monthly bonuses of 25%, 50% or 75% on the points you already earned++. And now with PNC Purchase Payback® you can multiply your points like never before — and reach rewards so much faster.

Frequently Asked Questions

Earn 4 points for every $1 in purchases.[2] Calculate your points

With PNC Purchase Payback you can multiply your points like never before — and reach rewards so much faster. See Terms and Conditions for complete eligibility rules and requirements.

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