PNC Credit Card Offers

We have a card for you:
Rate Reduction. Cash back.
No annual fee.

PNC points Visa Signature Credit Card PNC Cash Rewards Credit Card
PNC points Visa Signature Credit Card PNC Cash Rewards Credit Card

PNC Credit Card Offers

We have a card for you: Rate Reduction. Cash back. No annual fee.

Shop By Card Type

Explore Offers, Features and Intro APRs

PNC Spend WiseSM

PNC Spend Wise Visa Credit Card

$0 annual fee*

Check to see if you're pre-approved without impacting your credit score.

Must qualify for a minimum credit line of $500.

Card Features

Earn a lower purchase APR when you pay on time and make at least $3,000 in net purchases over 12 billing cycles.

 

Protect your purchases with price protection and porch piracy protection

Enjoy up to $25 in annual digital subscription service credits for eligible purchases.

Intro APRs*

0% Intro APR on purchases for the first 18 months following account opening and

0% Intro APR on balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.

Then a variable APR on purchases and balance transfers, currently 20.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*

PNC Cash Rewards®

PNC Cash Rewards Visa Credit Card

$0 annual fee*

Check to see if you're pre-approved without impacting your credit score.

Must qualify for a minimum credit line of $500.

Bonus Offer

Earn $200 after you make $1,000 or more in purchases during the first 3 months following account opening.

Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.

Card Features

 4% on Gas station purchases

 3% on Restaurant purchases

 2% on Grocery store purchases

For the first $8,000 in combined purchases annually

Earn 1% cash back on all other purchases

Intro APRs*

Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening. 

Then a variable APR, currently 19.24% to 29.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.


PNC Cash Unlimited®

PNC Cash Unlimited Visa Credit Card

$0 annual fee*

Check to see if you're pre-approved without impacting your credit score.

Must qualify for a minimum credit line of $5,000.

Card Features

Earn unlimited 2% cash back on purchases

 

No caps on how much you can earn and
no cash back expiration dates to worry about

Intro APRs*

Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening. 

Then a variable APR, currently 19.24% to 29.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.

Additional Benefits for You

Digital Account Tools

Manage transactions, redeem rewards, and make payments digitally. 

Cell Phone Protection

You can get reimbursed up to $800 if your cell phone is stolen or damaged.

Security Features

If your card is ever lost, stolen, or misplaced, take advantage of Zero Liability Fraud Protection or PNC Easy Lock®

Contactless Payments

Pay for everyday purchases with convenience. Get the same level of security when you tap as you do when you insert your chip.

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