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PNC Credit Card Offers
We have a card for you:
Rate Reduction. Cash back.
No annual fee.
PNC Credit Card Offers
We have a card for you: Rate Reduction. Cash back. No annual fee.
Shop By Card Type
Explore Offers, Features and Intro APRs
- Rate Reduction
- Cash Back
PNC Spend WiseSM
$0 annual fee*
Check to see if you're pre-approved without impacting your credit score.
Must qualify for a minimum credit line of $500.
Card Features
Earn a lower purchase APR when you pay on time and make at least $3,000 in net purchases over 12 billing cycles.
Protect your purchases with price protection and porch piracy protection
Enjoy up to $25 in annual digital subscription service credits for eligible purchases.
Intro APRs*
0% Intro APR on purchases for the first 18 months following account opening and
0% Intro APR on balance transfers for the first 18 months following account opening when the balance is transferred within the first 90 days following account opening.
Then a variable APR on purchases and balance transfers, currently 20.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC Cash Rewards®
$0 annual fee*
Check to see if you're pre-approved without impacting your credit score.
Must qualify for a minimum credit line of $500.
Bonus Offer
Earn $200 after you make $1,000 or more in purchases during the first 3 months following account opening.
Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period.
Card Features
4% on Gas station purchases
3% on Restaurant purchases
2% on Grocery store purchases
For the first $8,000 in combined purchases annually
Earn 1% cash back on all other purchases
Intro APRs*
Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.
Then a variable APR, currently 19.24% to 29.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.
PNC Cash Unlimited®
$0 annual fee*
Check to see if you're pre-approved without impacting your credit score.
Must qualify for a minimum credit line of $5,000.
Card Features
Earn unlimited 2% cash back on purchases
No caps on how much you can earn and
no cash back expiration dates to worry about
Intro APRs*
Introductory 0% APR on balance transfers for the first 15 months following account opening when the balance is transferred within the first 90 days following account opening.
Then a variable APR, currently 19.24% to 29.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.