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Find out how mortgage rate locks can offer stability in your mortgage repayments. Learn about costs, risks, and how to ensure a favorable rate lock.

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Learn about the debt-to-income ratio for mortgages, its importance, calculation, and tips for improving your financial health when buying a home.

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Find out what to do if you can't afford closing costs. Explore options like closing cost assistance programs and negotiating expenses.

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Discover the pros and cons of refinancing student loans. Learn how this option can save money and what factors to consider before making a decision.

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Discover the ins and outs of co-op housing, from understanding its structure to exploring the shared responsibilities and benefits it offers.

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Rate and term refinance adjusts your mortgage's rate or term for savings. Explore its benefits, process, and differences from cash-out refinancing.

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