Use Business Credit Strategically to Fuel Expansion Without Overleverging

A strategic guide to balancing growth and stability by exploring business credit types, key financial metrics, and the risks of overleveraging.

Dec 12 2025 | Less than a minute read

Executive Summary:

Business growth often requires an upfront investment, and business credit is a key tool for making that happen. However, borrowing beyond what your small business can sustain may lead to operational strain and threaten financial flexibility. In this white paper, we’ll share insights to help you align credit with business goals, select the right lending products, and avoid the pitfalls of overleveraging.

Discover valuable tips for developing a borrowing strategy that fosters sustainable growth.

Read the whitepaper from PNC Small Business Banking.

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